Vitality Wealth

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Client assets under management

$9,125,601

Clients

31% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$701,969

About

Vitality Wealth is a small, fee-only registered investment adviser managing roughly $9.1 million in discretionary assets for a limited client base of 13 relationships. The firm provides comprehensive wealth management services, combining financial planning and discretionary portfolio management for individuals, charitable organizations, and businesses.

The firm frames advice around a fiduciary, planning-centered process that relies on modern portfolio theory and mainly passive asset allocation, with accounts reviewed on a quarterly basis and discretionary trading authority for implementation. Clients are required to custody assets at the firm’s recommended custodian (Altruist); the firm also monitors held‑away accounts and may include their value when calculating advisory fees.

Compared with peers, Vitality Wealth’s marketing includes endorsements, client testimonials, and advertised third‑party ratings — practices that are uncommon among similar supported firms. Leadership combines professional planning and accounting credentials, and the firm supplements managed accounts with educational seminars plus specialized planning services such as business planning and real‑estate investment analysis.

Client services

Financial planning Portfolio management

Expertise

Business sale tax planning Debt management College savings (529s, UTMA, etc.) Retirement withdrawal strategies

Fee options

Percentage

$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.35%

Other

Minimum fee: $6,000 minimum annual fee for Wealth Management services Fee-only: VW is a fee-only firm; no commissions or sales-related compensation

Main office location

Vitality Wealth

1075 S. Utah Ave., Suite 354

Idaho Falls ID 83402, United States

Number of offices

Most active in

Idaho

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Instagram Website (208) 918-4466

Advisors at this firm

Jessica S

CFP®, Series 65

Idaho Falls, ID

Vitality Wealth

Jessica Smith is a CFP® and Series 65-registered financial advisor with three years of industry experience. She is currently a principal at Vitality Wealth, where she has worked since 2024. Her previous experience includes roles at Perspective Wealth Partners and American Tax and Financial Planners. Vitality Wealth is a fee-only registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm employs a largely passive, asset-allocation investment approach grounded in modern portfolio theory and offers comprehensive financial planning and ongoing discretionary investment management.

Business sale tax planning Debt management College savings (529s, UTMA, etc.) Retirement withdrawal strategies

James S

CFP®, Series 65

Idaho Falls, ID

Vitality Wealth

James Smith is a CFP® and Series 65-licensed financial advisor at Vitality Wealth with four years of industry experience. His prior roles include positions at Aspen Capital Management, Level Financial Advisors, and Family First Financial Planning. Vitality Wealth is a fee-only registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and businesses with comprehensive financial planning and discretionary investment management. The firm employs a largely passive, asset-allocation investment approach grounded in modern portfolio theory and emphasizes technology-driven client service through its custodial platform.

Business sale tax planning Debt management College savings (529s, UTMA, etc.) Retirement withdrawal strategies

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