Vital Wealth Management, LLC

Vital Wealth Management is an SEC-registered independent advisory firm that serves individuals, high-net-worth clients, trusts, corporations, retirement plans, and municipal and state government entities. The firm provides discretionary portfolio management, combined financial planning services, retirement plan advisory (including ERISA 3(21) and 3(38) services), and participant account aggregation and performance monitoring options.

The firm’s investment process emphasizes portfolio optimization and efficient‑frontier analysis to construct diversified allocations using institutional mutual funds, ETFs, individual equities and fixed income, with annual reviews and adjustments tied to client goals and market conditions. VWM supplements investment advice with third‑party software and platforms (including a held‑away order management system for plan participants) and offers guided access to estate‑planning software with client training as part of its service mix.

Noteworthy features relative to many peers include managing roughly $300 million of client assets with a small advisory team, producing a relatively large assets‑and-client load per advisor, and maintaining a client base that includes public and municipal clients. The firm’s advisers are also licensed to sell insurance and may receive commission compensation for insurance products, a revenue source and conflict disclosed in the brochure, and the firm offers retirement‑plan participant services and software‑based estate planning that some similarly sized firms do not.