Vista Advisor Group, LLC

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Client assets under management

$309,705,099

Clients

686

12% high-net worth

Advisors

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

229

Very High

Average account size

$451,465

About

Vista Advisor Group, LLC provides investment advisory services to individuals (including high‑net‑worth clients), trusts, pension and profit‑sharing plans, and business entities, offering Wrap Comprehensive Portfolio Management, standalone financial planning and retirement plan consulting. The firm reports managing client assets on both discretionary and non‑discretionary bases — disclosing $314,639,936 in total assets under management as of December 31, 2025 — and states it does not impose account opening or maintenance requirements.

The firm presents a fiduciary, client‑centered approach that emphasizes understanding clients’ goals, risk tolerance and time horizons; wrap clients receive individualized portfolio management while planning and retirement consulting engagements are typically delivered as general advice. Investment methods described in the brochure include qualitative analysis, strategic/dynamic/tactical asset allocation, fixed‑income allocations and long‑term purchase strategies, and the firm notes it often maintains cash balances in low‑risk instruments for operational purposes.

Vista Advisor Group is notable among peers for a very high client‑to‑advisor ratio — roughly 200+ clients per advisor given its reported client base and three advisors — and for sponsoring a wrap fee program through which it provides its comprehensive portfolio management services. The firm also discloses that its representatives act as licensed insurance agents/brokers and that it relies on third‑party custodial and platform relationships (including Schwab and SEI) for execution and operational support, which the brochure identifies as potential conflicts the firm seeks to mitigate through disclosure and its fiduciary duties.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k)

Fee options

Fixed

Flat fees up to $75,000

Project-based

Hourly fees up to $500/hour

Other

Fee-only: Hourly fees up to $500/hour; Flat fees up to $75,000; Retainers not exceeding $1,200

Main office location

Vista Advisor Group, LLC

2950 Buskirk Avenue, Suite 350

Walnut Creek CA 94597, United States

Number of offices

Most active in

Arizona · California · Nebraska · Texas · Washington

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 925-476-4646

Advisors at this firm

Stephen L

ChFC®, Series 66

Walnut Creek, CA

Vista Advisor Group, LLC

Stephen Lahl is a financial advisor at Vista Advisor Group, LLC with eight years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Vista Advisor Group in 2020, he worked at Charles Schwab & Co., Inc., Charles Schwab Bank, and Travis Credit Union. He also operates as an independent insurance agent. Vista Advisor Group provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities. The firm offers comprehensive portfolio management, financial planning, and retirement consulting, managing over $314 million in client assets as of December 2025.

Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k)

Michael L

CFP®, ChFC®, Series 63

Walnut Creek, CA

Vista Advisor Group, LLC

Michael Lahl is a CFP® and ChFC® with 18 years of industry experience, currently serving as a financial advisor at Vista Advisor Group, LLC since 2020. He previously worked at SGC Financial Services, Securian Financial Services, and Minnesota Life Insurance Co. for a decade. In addition to his advisory role, he is an independent insurance agent involved in insurance sales. Vista Advisor Group, LLC provides investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities, managing over $314 million in assets. The firm offers comprehensive portfolio management, financial planning, and retirement consulting with a fiduciary approach that emphasizes client goals and risk tolerance.

Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k)

William L

Series 66

Walnut Creek, CA

Vista Advisor Group, LLC

William Lahl is a financial advisor at Vista Advisor Group, LLC with 16 years of industry experience. He holds the Series 66 designation and has worked at Vista Advisor Group since 2020 and at Cetera Advisor Networks LLC since 2013. Outside of his advisory role, he serves as a speaker and instructor for the Retirement Planning Today program, which provides general retirement education. Vista Advisor Group offers investment advisory services to individuals, trusts, pension and profit-sharing plans, and business entities, managing over $314 million in assets. The firm emphasizes a fiduciary, client-centered approach with personalized portfolio management and comprehensive planning services, supported by a high client-to-advisor ratio and a wrap fee program.

Charitable giving & philanthropy Retirement plans for business owners (SEP, solo 401k)

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