Visionary Horizons, LLC

Visionary Horizons provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and business entities, serving both non‑high‑net‑worth and high‑net‑worth clients. The firm offers discretionary and non‑discretionary portfolio management, broad financial planning, and ERISA‑qualified retirement plan advisory (including both Section 3(21) and 3(38) services), and may engage sub‑advisers or third‑party advisers for portions of client accounts.

The firm constructs and implements model portfolios informed by third‑party research consultants and tailors allocations to client goals, using equities, fixed income, ETFs, mutual funds, options and, when appropriate, private placements or alternatives. VH monitors accounts continuously, rebalances as circumstances change, and provides held‑away account aggregation and management for workplace retirement plans through platforms such as Pontera and Absolute Capital, with client notification when trades occur.

Visionary Horizons discloses several features that differentiate it from many peers: it explicitly uses AI tools for service delivery and meeting transcription (with an opt‑out option) and has added disclosures on AI, political, and direct‑indexing risks; it also offers direct indexing strategies that allow customization and tax‑loss harvesting but can introduce tracking error and higher expenses. Several associated persons are dually registered as broker‑dealer registered representatives and licensed insurance agents, and the firm receives custodial support and business‑development benefits from custodians (including transition assistance arrangements), which the brochure identifies as potential conflicts of interest and that clients may consider when choosing custody or third‑party managers.