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Virginia Investment Advisory, Inc.

Updated today

Total assets under management

$80,524,892

Total clients

156

16% high-net worth

Total advisors

2

of 2 employees

Firm size

Supported

1-3 advisors or $200M+ in AUM

Average clients per advisor

78

Average account size

$516,185

About

Virginia Investment Advisory serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses, including both high‑net‑worth and non‑HNW individual clients. The firm provides wealth management and component financial planning, investment management consulting, and portfolio/asset management and can implement strategies directly or through third‑party programs and sub‑advisors.

The firm organizes client work around a four‑step wealth management process—discovery, assessment, implementation, and monitoring—aimed at aligning financial planning with clients’ goals. Investment practice emphasizes strategic asset allocation, diversification, and a conservative, long‑term orientation, with both discretionary and non‑discretionary account management and regular performance monitoring.

The brochure discloses recent material personnel changes, including a resignation, the retirement of a long‑time staff member who handled client service, and the return of a staff member with additional trust‑company experience. Distinctive features for a firm of this size include the president’s active insurance licensure and the firm’s routine periodic client reporting and communications; one advisory representative also maintains a separate broker‑dealer registration while the brochure states there is no affiliation between the firms.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Investment management consulting

Expertise

Wealth management Active portfolio management

Fee options

Fixed

Component financial plans typically range from $800 to $2,400; up to half collected at engagement, balance at completion

Percentage

$0 - $1,000,000: 1.00% (100 basis points) $1,000,001 - $5,000,000: 0.50% (50 basis points) $5,000,001+: 0.40% (40 basis points) $0 - $250,000: 0.75% (75 basis points) $250,001 - $500,000: 0.60% (60 basis points) $500,001 - $1,000,000: 0.48% (48 basis points) $1,000,001 - $3,000,000: 0.36% (36 basis points) $3,000,001+: 0.30% (30 basis points) $0 - $500,000: 1.50% (150 basis points) $500,001 - $1,000,000: 1.25% (125 basis points) $1,000,001 - $2,000,000: 1.00% (100 basis points) $2,000,001+: 0.75% (75 basis points) $0 - $500,000: 1.00% (100 basis points) $500,001 - $1,000,000: 0.75% (75 basis points) $1,000,001 - $2,000,000: 0.65% (65 basis points) $2,000,001+: 0.50% (50 basis points) $0 - $250,000: 0.75% (75 basis points) $250,001 - $499,999: 0.60% (60 basis points) $500,000 - $1,999,999: 0.50% (50 basis points) $2,000,000 - $2,999,999: 0.40% (40 basis points) $3,000,000+: 0.30% (30 basis points)

Project-based

$400 per hour for consulting and financial planning services

Subscriptions

Retainer consulting fees charged at 0.30% of asset value annually, payable quarterly, with a minimum of $12,000 per annum

Other

Account minimum: $100,000 for mutual fund-based portfolios; $250,000 for individual stock and bond portfolios (exceptions may be made as a courtesy) Minimum fee: Minimum retainer fee of $12,000 per annum for retainer based consulting Fee-only: Fees typically range from $800 to $3,200 on a project basis; hourly rate of $400; retainer fee of 0.30% of asset value with $12,000 minimum per annum

Main office location

Virginia Investment Advisory, Inc.

10001 Patterson Avenue, Suite 110

Henrico VA 23238-5126, United States

Number of offices

2

Most active in

Florida · North Carolina · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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