Virginia Estate and Retirement Planning Advisors, Inc.

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Client assets under management

$103,396,796

Clients

128

31% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$807,787

About

Virginia Estate and Retirement Planning Advisors, Inc. provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, including retirement income planning, estate-document review, tax-return review, and insurance analysis. The firm offers ongoing asset management alongside standalone financial planning engagements billed on fixed-fee or hourly bases.

The firm constructs investment programs around each client’s stated objectives, time horizon, and risk tolerance, employing fundamental, technical and cyclical analysis and conducting account reviews at least quarterly or more often as needed. Custodial and execution relationships (e.g., Charles Schwab and Foliofn) are used for trade execution and custody, and the firm generally bills advisory fees as a percentage of assets under management.

Compared with many small advisory practices, the firm operates seven offices and maintains affiliated businesses: an insurance agency through which the principal offers insurance products and a tax services business that performs tax reviews and related advice. Those affiliations and the potential conflicts of interest are disclosed in the brochure and described as mitigated by firm procedures and client choice regarding whether to use affiliated services.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Income planning Retirement income strategy General retirement planning Roth conversion strategy General estate planning guidance

Fee options

Fixed

Fixed fee financial planning up to $2,500 based on complexity and client needs

Percentage

$0 - $500,000: 2.00% annually $500,001 - $1,000,000: 1.75% annually $1,000,001+: 1.50% annually

Project-based

$200 per hour for financial planning services

Other

Fee-only: Financial Planning: negotiable fixed fee up to $2,500; hourly fee $200/hour

Main office location

Virginia Estate and Retirement Planning Advisors, Inc.

4870 Sadler Road, Suite 300

Glen Allen VA 23060, United States

Number of offices

Most active in

Virginia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 800-279-3768

Advisors at this firm

Thomas M

Series 63, Series 65

Glen Allen, VA

Virginia Estate and Retirement Planning Advisors, Inc.

Thomas Marshall is a financial advisor with Virginia Estate and Retirement Planning Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked at Virginia Estate and Retirement Planning Advisors since 2009 and leads Virginia Tax Center, a tax consulting and preparation business. Marshall is also president of Virginia Estate and Retirement Planning Group, Inc., where he provides insurance services. Virginia Estate and Retirement Planning Advisors, Inc. serves individual and high-net-worth clients with discretionary investment management and comprehensive financial planning, including retirement income planning, tax and estate-document reviews, and managed account recommendations. The firm uses fundamental, technical, and cyclical analysis to guide investment decisions and offers ongoing portfolio oversight aligned with clients’ goals.

Income planning Retirement income strategy General retirement planning Roth conversion strategy General estate planning guidance

Todd K

CFA®, Series 63, Series 65

Glen Allen, VA

Virginia Estate and Retirement Planning Advisors, Inc.

Todd Kuimjian is a financial advisor at Virginia Estate and Retirement Planning Advisors, Inc. with one year of industry experience. He holds the CFA® designation and Series 63 and 65 licenses. Prior to joining his current firm, he worked at Comerica Bank for four years and has been a partner and consultant at D&K CPAs, a tax preparation and consulting firm, since 2009. Virginia Estate and Retirement Planning Advisors, Inc. provides discretionary investment management and comprehensive financial planning services to individual and high-net-worth clients. The firm uses a combination of fundamental, technical, and cyclical analysis to guide investment decisions and offers ongoing portfolio oversight aligned with clients’ goals.

Income planning Retirement income strategy General retirement planning Roth conversion strategy General estate planning guidance

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