VIP Financial Associates
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$60,025,773
Total clients
142
12% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
142
Average account size
$422,717
About
VIP Financial Associates (Premier Capital Management, LLC) provides financial planning and discretionary portfolio management to individuals, high‑net‑worth clients, trusts, and estates. Like many independent advisers, it charges asset‑based fees and tailors services through client interviews and written profiles, and may implement strategies using sub‑advisors and an overlay portfolio management system.
The firm’s investment process centers on individualized asset allocation informed by client objectives and risk tolerance, and it uses a mix of fundamental and technical analysis to select securities and manage portfolios. Premier Capital relies on third‑party model managers and the due‑diligence services of Premier Capital Solutions for manager selection, with ongoing monitoring, rebalancing, and trading under a fiduciary standard for retirement accounts.
Noteworthy aspects disclosed in the brochure include that the firm’s investment adviser representatives are licensed independent insurance agents and may offer insurance products for separate commissions, a practice the firm identifies as a conflict of interest and seeks to mitigate through fiduciary policies and disclosure. The firm also provides financial planning at no additional cost to its portfolio management clients and discloses potential receipt of research or other benefits from custodians and fee‑sharing arrangements with sub‑advisors and model managers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Cash flow / budgeting
Fee options
Less than $1,000,000 - $1,000,000: 1.00% to 1.50% $1,000,000 - $2,000,000: 0.90% to 1.40% $2,000,000 - $3,000,000: 0.80% to 1.30% $3,000,000 - $5,000,000: 0.70% to 1.20% Above $5,000,000+: 0.60% to 1.10%
Main office location
VIP Financial Associates
6053 Hudson Rd., Suite 201
Woodbury MN 55125, United States
Number of offices
1
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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