Vincent C. Lucas, C.P.A., P.C.

Vincent C. Lucas, CPA, PC is a registered investment adviser and CPA practice that provides financial planning and investment advisory services to individuals, small business pension and profit‑sharing plans, trusts, estates, charitable organizations, corporations and other business entities. Services include written financial plans, hourly consulting, and portfolio management on a discretionary or non‑discretionary basis focused on mutual funds, ETFs, equities, bonds and select insurance products.

The firm determines goals and risk tolerance through client interviews and questionnaires and emphasizes long‑term strategies built around asset allocation, diversification and periodic rebalancing while generally avoiding options, leverage and margin trading. Investment selection favors no‑load mutual funds and ETFs evaluated for expense ratio, performance and style, with quarterly account reviews and custodian statements provided to clients.

The firm is atypical among independent RIAs in that it is a CPA entity affiliated with an accounting practice (Lucas, Moreland and Associates, Inc.) and offers income tax preparation, forensic accounting and insurance sales; the principal holds CPA and life and health insurance licenses and dedicates approximately 50% of professional time to those non‑advisory services. With about $2.5 million in assets under management across nine client relationships, the firm operates as a sole practitioner and relies on an independent custodian (Charles Schwab) rather than holding client custody directly.