Vilga Financial Planning LLC

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Client assets under management

$169,313,370

Clients

100% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$8,911,230

About

Vilga serves individuals, high-net-worth individuals, and charitable organizations with comprehensive financial planning and investment management, and also offers one-time project-based plans and limited-scope hourly engagements. Investment management is provided only in conjunction with its ongoing comprehensive planning service rather than as a standalone offering.

The firm primarily uses passive, asset-class portfolios informed by fundamental analysis, and it builds client-specific investment policy statements to guide portfolio construction, ongoing monitoring, and annual reviews. Vilga does not base advisory fees on a percentage of assets; instead, fees are set according to the complexity of a client’s financial situation, and clients are asked to maintain accounts at the firm’s institutional custodian relationship.

Vilga manages roughly $169 million in discretionary assets across a small client roster, which produces a high advisor-to-client ratio and an emphasis on tailored, high-touch planning relationships. The firm recently transitioned to SEC registration, employs staff with industry credentials (including CFA, CFP, and tax-planning certification), and maintains a paid third-party directory listing that highlights its flat-fee planning model.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Retirement income strategy Cash flow / budgeting

Occupation focus

Founder/Business Owner Executive

Fee options

Fixed

Upfront fixed fee of $3,000 for ongoing comprehensive financial planning plus annual fee; One-Time Comprehensive Financial Plan fees range from $6,000 to $10,000

Project-based

Hourly financial planning engagements offered at $400 per hour (negotiable)

Other

Minimum fee: Upfront fee of $3,000 plus an annual fee starting at $10,000 covering up to $3,000,000 in assets under management Fee-only: One-Time Comprehensive Financial Plan fee ranges from $6,000 to $10,000 (negotiable)

Main office location

Vilga Financial Planning LLC

Fair Lawn NJ, United States

Number of offices

Most active in

New Jersey · New York · North Carolina · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website (201) 300-6097

Advisors at this firm

Yevgeniy F

CFA®

Brooklyn, NY

Vilga Financial Planning LLC

Yevgeniy Falkovich is a CFA® charterholder with eight years of industry experience. He is currently an advisor at Vilga Financial Planning LLC, where he has worked since 2023. Prior to that, he was employed at BMO Capital Markets Corp. and KGS Alpha Capital Markets, L.P. Vilga Financial Planning LLC offers comprehensive financial planning and investment management services to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes passive portfolio construction using low-cost index funds and ETFs, with investment management provided alongside ongoing comprehensive planning.

General retirement planning Retirement income strategy Cash flow / budgeting Founder/Business Owner Executive

Austin L

CFP®, Series 63, Series 66

Charlotte, NC

Vilga Financial Planning LLC

Austin Luckie is a CFP® with six years of industry experience, currently serving as a financial advisor at Vilga Financial Planning LLC in Charlotte, NC. Prior to joining Vilga in 2026, he worked at Vanguard and The Vanguard Group from 2019 to 2026. Vilga Financial Planning LLC provides comprehensive financial planning and investment management to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes passive portfolio construction using low-cost index funds and ETFs, guided by client-specific investment policy statements, and offers fixed and complexity-based annual fees rather than percentage-of-AUM billing.

General retirement planning Retirement income strategy Cash flow / budgeting Founder/Business Owner Executive

Igor S

CFP®, CFA®, Series 66

Fair Lawn, NJ

Vilga Financial Planning LLC

Igor Smolyanskiy is a CFP® and CFA® with 13 years of industry experience. He has worked at Bank of Montreal for 10 years before joining Vilga Financial Planning LLC in 2020. He holds a Series 66 license and is based in Fair Lawn, NJ. Vilga Financial Planning LLC provides comprehensive financial planning and investment management to individuals, high-net-worth clients, and charitable organizations. The firm emphasizes passive portfolio construction with low-cost index funds and ETFs, offering discretionary investment management integrated with ongoing comprehensive planning.

General retirement planning Retirement income strategy Cash flow / budgeting Founder/Business Owner Executive

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