VCM Wealth

VCM Wealth provides advisory services primarily to individual and high‑net‑worth clients and also works with a range of institutional clients including pension and profit‑sharing plans, charitable organizations, banks, and corporations. The firm offers discretionary and non‑discretionary portfolio management, written financial planning reports, and guidance on retirement plan rollovers; it manages approximately $104.7 million in discretionary assets through a two‑advisor team.

The firm’s investment process blends fundamental, technical, and cyclical analysis and emphasizes ETF‑based portfolio construction implemented through three proprietary ETF models with benchmark allocations (Balanced ~60/40 equity/fixed income, Growth ~70/30, and Aggressive ~100% equity). Portfolios are managed on a systematic, discipline‑driven basis with continuous monitoring and at least quarterly formal reviews, and implementation may include long‑ and short‑term holdings as well as options or margin when appropriate for a client’s risk profile.

Compared with many peers, VCM publishes a periodic client newsletter on topics such as estate and retirement planning and market trends, distributed free to advisory clients and not containing individualized investment recommendations — a practice that is uncommon among supported firms. The firm is also in the process of transitioning to SEC registration and its small advisor team includes credentialed CPAs (one with a Personal Financial Specialist designation), which the brochure notes informs its tax‑aware planning and financial planning work.