Vault Private Wealth

Vault Private Wealth LLC is a fee-only registered investment adviser serving a small client base of individuals, high-net-worth clients, and corporate or other business clients, including institutional accounts. The firm provides discretionary portfolio management and wealth management services, and offers financial planning at no additional fee when elected by the client, as well as referrals to third-party professionals andOutside Managers.

The firm’s investment process combines fundamental, technical, and cyclical analysis and employs both passive and active strategies to construct asset-allocation-driven portfolios, with attention to tax considerations and liquidity. Accounts are typically managed on a discretionary basis, reviewed quarterly, and may be tailored through client-imposed written restrictions; the adviser also evaluates and monitors Outside Managers when they are used.

Noteworthy for a solo independent adviser, the firm explicitly provides portfolio management for institutional and corporate clients in addition to individual households — a capability that only a minority of peers offer — while overseeing roughly $5.4 million in client assets across about two dozen relationships. The firm requires clients to establish custody on its recommended institutional platform (Charles Schwab), maintains a stated $250,000 account threshold subject to waiver, does not participate in wrap fee programs, and executes client trades on an individual rather than block‑trading basis.