Van Clemens Wealth Management, LLC

Van Clemens Wealth Management, LLC serves individuals, trusts, estates and institutional clients, including ERISA retirement plans, by providing discretionary and non‑discretionary portfolio management, comprehensive financial planning, retirement plan consulting, and estate‑planning support. Like many multi‑team firms, it serves both non‑high‑net‑worth and high‑net‑worth clients and offers advisory products such as fee‑based variable annuities and fee‑based variable universal life policies.

The firm customizes advice after gathering client objectives, risk tolerance, time horizon and other financial information, then implements strategies through in‑house management or third‑party managers; it reports access to over 500 TPMs via platforms including Schwab, RBC, SEI, Orion and Vise. Its investment analysis blends modern portfolio theory with fundamental and technical analysis, and it offers a Growth Opportunities Model that concentrates primarily in micro‑ and small‑cap equities as a component of client portfolios.

What is distinctive is the firm’s set of affiliated business lines — including a tax planning and filing affiliate, a broker‑dealer and an insurance agency — which permits coordinated tax and implementation services but also creates referral and compensation relationships the firm discloses. The firm further discloses the use of held‑away account connectivity (Pontera), engagement with newer TPMs such as Orion and Vise, and arrangements with third‑party promoters and custodial incentives, all of which the firm identifies as potential conflicts to be managed.