Valley Wealth Managers, Inc.

Valley Wealth Managers, Inc. (VWM) is an SEC‑registered investment adviser that manages approximately $2.69 billion for a mix of individual (including high‑net‑worth) and institutional clients. The firm provides discretionary investment management, financial planning, and several wrap fee programs as described in its Form ADV.

VWM’s investment process is client‑driven: the firm documents each client’s objectives and allowable equity exposure, then allocates among equities, fixed income and cash with most portfolios holding individual stocks and bonds, while mutual funds and ETFs are used when appropriate. The brochure describes an investment committee that sets strategic and tactical allocations, operates the Valley Strategic Portfolios (VSP) models, and uses third‑party services (including Envestnet) for overlay, tax and reporting support.

The brochure discloses that VWM is a wholly owned subsidiary of Valley National Bank and that client relationships typically involve the affiliated broker‑dealer (Valley Financial Management, Inc.) and a bank account with Valley National Bank, arrangements the firm describes as creating potential conflicts of interest (for example, use of an affiliate’s bond trading desk). The firm also highlights use of ETFs for non‑U.S. exposure and includes extensive international and emerging‑markets risk disclosures, alongside a notable non‑U.S. client presence called out in its filing.