Vail Ridge Capital, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$3,532,520
Total clients
28
14% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
28
Average account size
$126,161
About
Vail Ridge Capital provides investment management and financial planning to individuals, high‑net‑worth clients, personal trusts, corporations and retirement plan sponsors. Services described in the brochure include portfolio management, written financial plans across retirement, education, estate, business succession and investment planning, and ERISA fiduciary services for qualified plans.
The firm implements a core–satellite portfolio approach guided by an Investment Policy Statement tailored to each client, using ETFs, mutual funds, bonds and selected individual equities. Investment decisions draw on both fundamental and technical analysis with ongoing monitoring and periodic rebalancing; the brochure also discloses occasional use of leveraged/inverse ETFs and exchange‑traded notes, which carry distinct risk considerations.
Noteworthy for a firm of its size, Vail Ridge explicitly supports retirement‑plan participant education and group enrollment meetings and will advise plan sponsors on QDIA selection and participant services — offerings that are less common among peers. The brochure discloses that the firm’s principal maintains professional fiduciary and wealth‑management credentials and other industry and community roles, and the firm offers both discretionary and non‑discretionary management while billing planning services separately.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Business succession planning
General estate planning guidance
Fee options
Flat fee arrangement possible, maximum annual flat fee not to exceed 2%.
$0 - $1,000,000: 1.5% $1,000,001+: 1.25%
$225 per hour for financial planning services.
Fee-only: Fee-only advisory firm, compensated solely by clients, no commissions or other third-party compensation.
Most active in
Vail Ridge Capital, LLC has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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