Unlock Investments
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$210,000
Clients
3
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
3
Very LowAverage account size
$70,000
About
Unlock Investments provides discretionary investment advisory services to high‑net‑worth individuals through tailored portfolio management and managed account programs. The firm, formed in early 2024, reports approximately $210,000 in assets under management and a very small client roster.
Its investment process emphasizes portfolio construction and risk‑managed strategies — including asset allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term trading — with an explicit focus on preserving long‑term purchasing power. Performance is monitored against a blended benchmark (a 50/50 mix of the S&P 500 and NASDAQ as measured by Charles Schwab), and the firm discloses and structures compensation linked to client account performance and an annual high‑water mark in accordance with regulatory rules for qualified clients.
What is distinctive about Unlock Investments relative to many independent peers is its use of performance‑based compensation and its disclosure/advertising of performance results, practices that are uncommon among firms in this category, especially given the firm’s modest AUM and few accounts. Additional operational features noted in the brochure — including the principal’s background in proprietary trading and data engineering and the firm’s pending selection of an independent custodian — further differentiate its profile from typical small advisers.
Client services
Portfolio management
Expertise
Active portfolio management
Fee options
Performance fees of 15% or 25% monthly based on returns and benchmark, plus an annual highwater mark performance fee of 25% on gains.
Account minimum: $50,000
Main office location
Unlock Investments
Walnut Creek CA, United States
Number of offices
1
Most active in
Unlock Investments has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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