United Brokerage Services, INC

United Brokerage Services, Inc. provides investment advisory and brokerage services to individuals (including high‑net‑worth clients), corporate pension and profit‑sharing plans, and trust clients through a range of wrap fee and advisory programs. Services include unified managed accounts, mutual fund wrap portfolios, separately managed/manager‑of‑managers options, and broker‑dealer execution and custodial arrangements.

UBS predominately manages client assets on a non‑discretionary basis, so clients and their advisory representatives generally retain final trading authority, while certain programs and third‑party managers are granted discretionary authority to implement day‑to‑day investment decisions. Investment approaches vary by advisor and program and include asset allocation, long‑ and short‑term trading, ETF/mutual fund strategies, rebalancing, and manager‑driven model portfolios.

Noteworthy aspects of the firm include its ownership by United Asset Management Corporation, a subsidiary of United Bank, which creates an affiliation with a banking institution and a related referral and cash sweep framework, and its fully disclosed clearing and program relationships with Wells Fargo and Wells Fargo Investment Institute. The combination of bank affiliation and a primarily non‑discretionary advisory model is uncommon among enterprise peers, and UBS also maintains dual registration as both an RIA and a broker‑dealer while generally leaving proxy voting to clients and custodians.