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Ulmer Financial

Updated today

Client assets under management

$3,118,562

Clients

29

0% high-net-worth

Advisors

1

of 1 employees

Firm type

Independent

1 advisor with up to 2 employees

Clients per advisor

29

High

Average account size

$107,537

About

Ulmer Financial is a small, Virginia‑registered investment adviser that provides portfolio management and a range of financial planning services to individuals, high‑net‑worth clients, charitable organizations, and businesses. Offerings include tailored investment management, project‑based planning, ongoing monthly planning engagements, and tax return preparation for individuals and businesses.

The firm generally employs a passive, asset‑class approach using index mutual funds and ETFs informed by Modern Portfolio Theory, while retaining the ability to pursue tactical shifts and incorporate fundamental and cyclical analysis when appropriate. Accounts are generally managed on a discretionary basis with written plans that reflect clients’ goals, risk tolerance, and tax considerations.

Notable for a firm of its size, the principal holds both CFP and Enrolled Agent credentials and the firm provides in‑house tax return preparation and potential IRS representation alongside planning and investment services. The adviser reports roughly $3.1 million in assets across about 29 client relationships, has no stated account minimum, does not participate in wrap programs, and custodizes client assets primarily through Charles Schwab.

Client services

Financial planning Portfolio management Tax preparation services

Expertise

Business ownership considerations Cash flow / budgeting College savings (529s, UTMA, etc.) General retirement planning

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Fee options

Fixed

$1,200 to $6,000 fixed fee based on complexity for project-based financial planning

Percentage

$0 - $500,000: 0.95% $500,001 - $1,000,000: 0.80% $1,000,001 - $3,000,000: 0.70% $3,000,001+: 0.50%

Subscriptions

$100 to $500 per month ongoing comprehensive financial planning fee

Main office location

Ulmer Financial

Charlottesville VA, United States

Number of offices

1

Most active in

Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

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