UBS Financial Services

Spencer Williams is a financial advisor at Merrill Lynch Wealth Management. He holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Spencer's approach focuses on helping clients identify what matters most to them and their families in order to develop strategies aimed at pursuing their financial goals. He holds a Bachelor's Degree from Harvard University.

Mark Lilley is an International Wealth Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies tailored to clients' long-term goals, drawing on a comprehensive understanding of their entire financial picture. His approach incorporates the investment insights available through Merrill and the banking and lending services of Bank of America. Mark’s areas of expertise include serving endowments, foundations, and non-profits, international wealth management, personal retirement planning, portfolio management services, and individual and corporate investment strategies. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the University of Connecticut. He is also engaged in community activities, reflecting Merrill’s tradition of participation in local organizations, through volunteering efforts in the communities he serves.