Two Trails Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$40,865,818
Total clients
28
93% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
28
Average account size
$1,459,494
About
Two Trails Financial Planning is a fee-only independent registered investment adviser serving individual and high-net-worth clients with ongoing discretionary investment management and comprehensive financial planning. The firm operates as a solo practitioner and provides both continuous portfolio oversight and one-time or project-based planning engagements.
The adviser employs proprietary, model-driven asset allocation calibrated to each client’s risk tolerance and time horizon, blending passive and active strategies and accommodating socially conscious investment preferences when requested. Portfolios are monitored and rebalanced on a regular schedule, clients may impose reasonable restrictions on holdings, and account activity is executed and custodied through institutional custody platforms.
Distinctive aspects of the firm include its decision not to rely on percentage-of-assets-under-management fees, instead using fixed and project-based fee arrangements, a compensation approach that is less common among independent advisors. The firm also discloses the controlled use of AI tools in its planning workflows and supports third-party standing letters of authorization, and it manages a relatively large amount of assets across a small client base compared with many solo independent firms.
Client services
Expertise
Occupation focus
Fee options
Base Camp Service fixed fee between $3,000 and $17,000; Summit Wealth Services fixed fee $5,000 to $20,000 annually
$350 per hour for Project-Based Financial Planning (negotiable)
Fee-only: Summit Wealth Services: $5,000 to $20,000 annually (fixed fee, paid quarterly in advance, negotiable); Base Camp Service: $3,000 to $17,000 (fixed fee for financial plan); Project-Based Financial Planning: $350 hourly rate (negotiable)
Main office location
Two Trails Financial Planning
Oak Park IL, United States
Number of offices
1
Most active in
California · Colorado · Illinois · Louisiana · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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