Turtle Creek Wealthcare
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$530,000
Clients
77
31% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
77
Very HighAverage account size
$6,883
About
Turtle Creek WealthCare is a small, independent registered investment adviser that provides financial planning and wealth-management services to individuals, trusts, and other entities. The firm offers flat-fee planning engagements, percentage-of-assets advisory arrangements, and a lower-cost investment-management-only option for clients who do not require full-service planning.
The firm’s advisory work is built around the patented WEALTHCARE planning system, which it uses for roughly 95% of client plans and which employs Monte Carlo and proprietary historical-simulation tools to quantify a client’s “comfort zone” and goal confidence. Investment recommendations emphasize tax-efficient, broadly diversified indexed ETFs and a focus on limiting unnecessary risk and controllable costs.
Rather than directly managing the bulk of client assets in-house, Turtle Creek typically recommends and coordinates SEC‑registered third‑party discretionary managers and serves as a sub‑adviser and ongoing monitor; as of February 2026 the firm reported $530,000 managed non‑discretionarily versus $60.2 million co‑advised and managed by recommended third parties. The combination of a patented, simulation‑driven planning platform and a sub‑advisory model, along with a stated avoidance of active manager reliance, differentiates the firm from many similarly sized independents.
Client services
Financial planning
Selection of other advisers
Expertise
General retirement planning
Income planning
Wealth management
Tax-loss harvesting
Retirement withdrawal strategies
Fee options
Financial planning/advisory fees generally range from $750 to $5,000 for initial and ongoing engagements
$0 - $500,000: 1.35% $500,001 - $1,000,000: 1.05% $1,000,001 - $4,000,000: 0.75% $4,000,001+: 0.50%
Annual retainer engagement fees payable quarterly in advance
Account minimum: $150,000 Minimum fee: Minimum fee for financial planning services is $750 Fee-only: Flat fees for financial planning generally ranging from $750 to $5,000; ongoing retainer engagements payable quarterly in advance
Main office location
Turtle Creek Wealthcare
Farmers Branch TX, United States
Number of offices
2
Most active in
Turtle Creek Wealthcare has reported serving >5 clients in these states in the last 12 months.
Pennsylvania · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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