Turtle Creek Trust

Turtle Creek Trust provides investment management and separately managed account services to individuals (including high‑net‑worth clients), trusts, estates, pension and profit‑sharing plans, charitable organizations and corporate entities. The firm also serves an affiliated state‑chartered trust company, Turtle Creek Trust Company, LTA, providing non‑discretionary advisory services to that affiliate.

The firm’s investment process is grounded in fundamental analysis across equity, fixed income and balanced strategies, with a multi‑capitalization equity approach and client‑specific written investment policies. It manages the majority of its assets on a non‑discretionary basis (approximately $2.73 billion non‑discretionary vs. $1.55 billion discretionary as of December 31, 2025) and may engage third‑party sub‑advisers for portions of accounts, including tax‑managed strategies such as tax‑loss harvesting, while retaining overall responsibility.

Distinctive features include the formal affiliation and shared personnel arrangements with a state‑chartered trust company and a compensation relationship with that trust company that the firm discloses as a potential conflict of interest. The firm does not offer standalone financial planning services and maintains an AI policy that permits AI for research and administrative tasks but not for direct creation of investment strategies, which may be relevant for clients seeking integrated planning or algorithmic advice.