Turning Point Financial, Inc.

Turning Point Financial provides discretionary portfolio management and financial planning primarily for individual clients (including high-net-worth individuals), as well as pension plans, trusts, and corporate entities. The firm manages approximately $88 million across roughly 150 client accounts and offers access to mutual funds, ETFs, individual securities, and, where elected, separate account managers.

The firm emphasizes an asset-allocation approach rooted in efficient-market principles and risk management, using mutual funds and ETFs as core building blocks while monitoring risk-adjusted measures such as Sharpe ratios and downside volatility. Portfolios are custom‑tailored and re‑optimized over time, and financial planning services are generally provided to investment management clients with additional planning available on an hourly basis.

Distinctively, the firm’s principal also operates a separate tax preparation and accounting business and is a licensed insurance agent contracted with insurance companies, arrangements the brochure identifies as potential conflicts of interest and discloses to clients; clients are not required to use those ancillary services. The firm is fee‑based, does not use performance‑based pricing, and discloses policies intended to address conflicts arising from offering insurance sales and tax services alongside advisory services.