TS. Mitchell Financial, LLC.

TS. Mitchell Financial, LLC is a small, independent registered investment adviser serving individual and high‑net‑worth clients. The firm provides ongoing financial advisory services and financial planning — including investment policy development, mutual fund and ETF allocation, tax preparation, and life insurance planning — delivered alongside its accounting practice.

Advisory work is conducted on a non‑discretionary basis with individualized Investment Policy Statements that document clients’ income, tax situation, time horizon, and risk tolerance; the firm relies on modern portfolio theory and a long‑term trading approach and provides regular custodial reporting. Portfolio implementation is generally limited to mutual funds and ETFs, and the firm states it does not trade client accounts or participate in wrap programs.

What is distinctive about the practice is its accounting background — the ADV notes the firm has provided accounting services since 2001 — combined with an advisory business that reports essentially all assets ($3.5 million) as non‑discretionary. That mix of accounting services and primarily non‑discretionary asset management is less common among independent single‑advisor firms and may affect how clients engage the firm for planning and implementation.