True Fiduciary Capital, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$99,000,000
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
75
100% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
75
Very HighAverage account size
$1,320,000
About
True Fiduciary Capital, LLC is a state‑registered independent investment adviser that provides discretionary portfolio management and financial planning to individual and high‑net‑worth clients and does not require a minimum initial investment to open an account. Like many solo independent advisers, the firm delivers ongoing portfolio oversight and customizable planning aligned with each client’s objectives and risk profile.
The firm follows a traditional, fundamental equity‑focused strategy, screening roughly 3,000 publicly traded companies and using discounted cash‑flow and free‑cash‑flow analysis to identify long‑term, undervalued candidates for concentrated portfolios; the brochure describes this as a long‑term, “time arbitrage” approach. Accounts are monitored continuously and managed primarily on a discretionary basis, with holdings and allocations reviewed against evolving market and company fundamentals.
Compared with many peers, the firm operates as a single‑advisor practice managing about $102 million across roughly 75 clients and discloses operational relationships that may influence execution and custody choices — notably participation in TD Ameritrade Institutional (including access to research and the Advyzon platform) and use of third‑party referral networks (Zoe Advisor Network and Indyfin) under solicitor arrangements. The brochure also notes the firm does not participate in wrap programs, does not accept proxy‑voting authority, and reports no disciplinary history.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Fixed fees for financial planning services ranging from $1,000 to $30,000 depending on complexity
Up to 1% annually, negotiated but will not exceed 1%
$300 per hour (for financial planning clients in Washington State)
Main office location
True Fiduciary Capital, LLC
825 Murry Drive
El Cajon CA 92020, United States
Number of offices
1
Most active in
True Fiduciary Capital, LLC has reported serving >5 clients in these states in the last 12 months.
California · Texas · Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
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