True Fiduciary Capital, LLC logo

True Fiduciary Capital, LLC

Updated today

Client assets under management

$99,000,000

Clients

75

100% high-net worth

Advisors

1

of 1 employees

Firm type

Independent

1 advisor

Clients per advisor

75

Very High

Average account size

$1,320,000

About

True Fiduciary Capital, LLC is a state‑registered independent investment adviser that provides discretionary portfolio management and financial planning to individual and high‑net‑worth clients and does not require a minimum initial investment to open an account. Like many solo independent advisers, the firm delivers ongoing portfolio oversight and customizable planning aligned with each client’s objectives and risk profile.

The firm follows a traditional, fundamental equity‑focused strategy, screening roughly 3,000 publicly traded companies and using discounted cash‑flow and free‑cash‑flow analysis to identify long‑term, undervalued candidates for concentrated portfolios; the brochure describes this as a long‑term, “time arbitrage” approach. Accounts are monitored continuously and managed primarily on a discretionary basis, with holdings and allocations reviewed against evolving market and company fundamentals.

Compared with many peers, the firm operates as a single‑advisor practice managing about $102 million across roughly 75 clients and discloses operational relationships that may influence execution and custody choices — notably participation in TD Ameritrade Institutional (including access to research and the Advyzon platform) and use of third‑party referral networks (Zoe Advisor Network and Indyfin) under solicitor arrangements. The brochure also notes the firm does not participate in wrap programs, does not accept proxy‑voting authority, and reports no disciplinary history.

Client services

Financial planning Portfolio management

Expertise

General retirement planning General tax planning Cash flow / budgeting College savings (529s, UTMA, etc.)

Fee options

Fixed

Fixed fees for financial planning services ranging from $1,000 to $30,000 depending on complexity

Percentage

Up to 1% annually, negotiated but will not exceed 1%

Project-based

$300 per hour (for financial planning clients in Washington State)

Main office location

True Fiduciary Capital, LLC

825 Murry Drive

El Cajon CA 92020, United States

Number of offices

1

Most active in

California · Texas · Washington

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")