Trio Wealth Management, LLC

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Client assets under management

$133,341,511

Clients

57% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$1,550,483

About

Trio Wealth Management is a fee-only, SEC-registered advisory firm that serves individual and high‑net‑worth clients with discretionary investment management and comprehensive financial planning. Its services include ongoing and project-based financial planning across areas such as retirement, estate, tax strategies, cash flow and business planning, along with portfolio management and the option to allocate assets to independent third‑party managers.

The firm’s investment approach is grounded in modern portfolio theory and emphasizes strategic asset allocation, diversification, and a blend of passive and active vehicles; fund and ETF selection is based on factors such as underlying holdings, tax efficiency, and liquidity. For certain mandates TWM delegates day‑to‑day management to Independent Managers while retaining supervisory oversight, and it has arrangements to utilize large institutional managers (including BlackRock and J.P. Morgan) for specific bond and equity strategies.

What is distinctive about Trio relative to many peers is its active offering of educational seminars and speaking engagements for groups and organizations—delivered virtually or in person and presented as general, non‑individualized education. The firm also combines flexible planning engagements (ongoing or project‑based) with a model that integrates institutional custodial platforms and third‑party managers, allowing internal oversight alongside externally managed strategies.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Business ownership considerations Business exit / sale strategy Retirement withdrawal strategies Cash flow / budgeting

Fee options

Fixed

Project-based financial planning fixed fee range from $250 to $10,000; educational seminars fees range from $0 to $10,000 per seminar or $0 to $500 per participant; fees negotiable.

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $4,000,000: 0.75% $4,000,001 - $7,000,000: 0.50% $7,000,001 - $10,000,000: 0.40% $10,000,001+: 0.30%

Subscriptions

Ongoing financial planning monthly fees range from $250 to $1,000, fees negotiable.

Other

Account minimum: $500,000 Fee-only: Initial fee between $250 and $5,000 for ongoing financial planning without investment management; monthly ongoing planning fees $250 to $1,000; project-based fixed fee from $250 to $10,000; fees negotiable.

Main office location

Trio Wealth Management, LLC

774 A Walker Road

Great Falls VA 22066, United States

Number of offices

Most active in

California · North Carolina · Texas · Virginia

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website (703) 459-9171

Advisors at this firm

Kevin M

CFP®

Great Falls, VA

Trio Wealth Management, LLC

Kevin Mcloughlin is a CFP® professional with six years of industry experience. He is currently an advisor at Trio Wealth Management, LLC, where he has worked since 2023. Prior to joining Trio, he held roles at Chain Bridge Bank, United Capital Financial Advisers, Arista Wealth Advisors, and Capital Financial Services. Trio Wealth Management serves individual and high-net-worth clients by providing discretionary investment management, financial planning, and access to unaffiliated third-party managers. The firm employs a blend of passive and active strategies based on asset allocation and Modern Portfolio Theory, with a focus on aligning portfolios to clients’ objectives, risk tolerance, and tax considerations.

Business ownership considerations Business exit / sale strategy Retirement withdrawal strategies Cash flow / budgeting

Lauren B

Series 65

Great Falls, VA

Trio Wealth Management, LLC

Lauren Bell is a financial advisor at Trio Wealth Management, LLC in Great Falls, VA. She holds a Series 65 designation and has been in the industry since 2022, with prior experience at HH Global and Pride Global. Lauren joined Trio Wealth Management in 2024. Trio Wealth Management serves individual and high-net-worth clients by providing discretionary investment management, financial planning, and access to unaffiliated third-party managers. The firm employs an investment approach based on asset allocation and Modern Portfolio Theory, combining passive and active strategies to align with clients’ objectives and risk tolerance.

Business ownership considerations Business exit / sale strategy Retirement withdrawal strategies Cash flow / budgeting

Michelle H

CFP®, Series 65

Great Falls, VA

Trio Wealth Management, LLC

Michelle Hundley is a CFP® professional with nine years of industry experience. She is currently an advisor at Trio Wealth Management, LLC, joining the firm in 2023. Prior to Trio, she worked at Goldman Sachs (formerly United Capital Advisors, LLC) for five years and Hemington Wealth Management for four years. Trio Wealth Management serves individual and high-net-worth clients by providing discretionary investment management, financial planning, and access to unaffiliated third-party managers. The firm employs an investment approach based on asset allocation and Modern Portfolio Theory, combining passive and active strategies tailored to clients’ objectives, risk tolerance, and tax considerations.

Business ownership considerations Business exit / sale strategy Retirement withdrawal strategies Cash flow / budgeting

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