Trimingham Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,690,050
Total clients
7
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
7
Average account size
$241,436
About
Trimingham Financial, LLC serves individual clients by offering comprehensive financial planning and investment management. The firm’s planning services cover areas such as retirement, education, tax and estate considerations and lead into investment management engagements documented by a written investment policy statement.
The firm emphasizes asset allocation over individual security selection, using primarily exchange-traded funds and employing both strategic and dynamic allocation techniques to set and rebalance portfolio targets. Accounts are reviewed periodically and the firm generally requires clients to custody managed accounts with Interactive Brokers, with reporting provided on a quarterly basis.
Trimingham is a very small, fee-only advisory practice serving seven individual clients with roughly $1.54 million in assets under management as of March 30, 2025, and the principal maintains outside employment at an Amazon fulfillment center outside market hours. The brochure discloses a past regulatory order that resulted in a $1,000 fine and notes operational distinctions—such as directing brokerage to a single preferred custodian, not aggregating client orders, and not accepting proxy-voting authority.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Wealth management
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
$0 - $500,000: 0.80% annually $500,001 - $1,500,000: 0.60% annually $1,500,001 - $2,500,000: 0.40% annually $2,500,001+: 0.20% annually
$125 per hour, negotiable; average financial plan takes 8-12 hours, approximately $1,000 to $1,500
Account minimum: $100,000 Fee-only: Fee-only registered investment adviser, no commissions or sales compensation
Main office location
Trimingham Financial
New Albany IN, United States
Number of offices
1
Most active in
Trimingham Financial has reported serving >5 clients in these states in the last 12 months.
Indiana · Kentucky
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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