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TRICAPITAL Wealth Management, Inc.

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Client assets under management

$127,152,564

Clients

125

40% high-net worth

Advisors

3

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

42

Typical

Average account size

$1,017,221

About

TriCapital Wealth Management provides investment management and financial planning for individual clients (including high-net-worth individuals) as well as business entities, retirement plans, foundations, estates, and trusts. Services described in the brochure include portfolio management, comprehensive financial planning, estate and tax coordination, retirement analysis, and business/employee benefits planning.

The firm emphasizes a personalized wealth-management process that begins with an exploratory meeting and detailed data gathering, followed by ongoing discretionary portfolio management, periodic reviews (at least semi‑annually), and use of a proprietary Retirement Funding Score to track progress. Investment strategies draw from mutual funds, ETFs, individual equities, fixed income, and may include margin/borrowing in managed accounts; accounts are managed both as wrap programs and as transaction‑based (non‑wrap) portfolios.

TriCapital’s business model includes several less-common features for a supported firm: its advisors are also registered representatives of a broker‑dealer (Osaic) and hold insurance licenses, so implementation can occur through brokerage or insurance channels and related compensation may be received separately from advisory fees. The firm offers an all‑inclusive wrap fee program through its broker‑dealer affiliation, permits the use of borrowing/margin in client accounts, and accepts standing letters of authorization (resulting in limited custody arrangements), all of which distinguish its operational and implementation options from many peers.

Client services

Financial planning Portfolio management

Expertise

Wealth management Retirement income strategy General estate planning guidance General tax planning Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Founder/Business Owner Executive

Fee options

Fixed

Financial planning fees typically begin at $2,000; fees vary by complexity and are negotiable

Percentage

$150,000 - $1,000,000: 1.25% annually (wrap account asset-based portfolio) $1,000,000 - $2,000,000: 1.00% annually (wrap account asset-based portfolio) $2,000,000 - $3,000,000: 0.85% annually (wrap account asset-based portfolio) $3,000,000+: Negotiable (wrap account asset-based portfolio) $0 - $1,000,000: 1.10% annually (non-wrap transaction based portfolio) $1,000,000 - $2,000,000: 0.85% annually (non-wrap transaction based portfolio) $2,000,000 - $3,000,000: 0.60% annually (non-wrap transaction based portfolio) $3,000,000+: Negotiable (non-wrap transaction based portfolio)

Other

Account minimum: $150,000 Minimum fee: $50.00 or 0.09% annually minimum annual fee on wrap accounts

Main office location

TRICAPITAL Wealth Management, Inc.

Three South Executive Park, 6115 Park South Drive, Suite 330

Charlotte NC 28210, United States

Number of offices

1

Most active in

More info

North Carolina · South Carolina

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook X Website 704-571-8778

Advisors at this firm

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user avatar

Brian D

CFP®, Series 66

Charlotte, NC

TRICAPITAL Wealth Management, Inc.

Brian Dalton is a CFP® with six years of industry experience, currently serving as a financial advisor at TRICAPITAL Wealth Management, Inc. in Charlotte, NC. His prior experience includes roles at The Vanguard Group, Inc. and Triad Advisors. TRICAPITAL Wealth Management provides portfolio management and comprehensive financial planning to individuals, including high-net-worth clients, as well as pensions, trusts, and institutional accounts. The firm employs a data-driven planning process and implements tailored, diversified investment plans with ongoing monitoring and semi-annual reviews.

Wealth management Retirement income strategy General estate planning guidance General tax planning Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
user avatar

Randall W

CFP®, Series 63, Series 65

Charlotte, NC

TRICAPITAL Wealth Management, Inc.

Randall White is a CFP®-certified financial advisor with 34 years of industry experience. He is president of TRICAPITAL Wealth Management, Inc. in Charlotte, NC, where he has worked since 1999. Prior to his current firm, he was affiliated with Triad Advisors, Inc. and currently serves as a registered representative of Osaic Wealth, Inc. White is also involved in charitable work as a director of the Louis M. Helms Jr. and Anita B. Helms Charitable Foundation. TRICAPITAL Wealth Management provides portfolio management and comprehensive financial planning to individuals, including high-net-worth clients, as well as pensions, trusts, and institutional accounts. The firm uses a data-driven planning process to develop tailored, long-term diversified investment plans, often employing discretionary management and a mix of fundamental and technical analysis across various asset classes.

Wealth management Retirement income strategy General estate planning guidance General tax planning Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
user avatar

William S

Series 63, Series 65

Charlotte, NC

TRICAPITAL Wealth Management, Inc.

William Smith is a financial advisor at TRICAPITAL Wealth Management, Inc. with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several firms, including OSAIC and Triad Advisors. Outside of advising, he is involved in bookkeeping and tax preparation through his accounting roles at Willcar, LLC and Z.V Smith & Co. TRICAPITAL Wealth Management provides portfolio management and comprehensive financial planning to individuals, including high-net-worth clients, as well as pensions, trusts, and institutional accounts. The firm employs a data-driven planning process and implements tailored, diversified investment plans with regular reviews and ongoing monitoring.

Wealth management Retirement income strategy General estate planning guidance General tax planning Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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