Traphagen Financial Group

Traphagen Investment Advisors LLC provides portfolio management, financial planning, and retirement-plan consulting and management for individuals (including high‑net‑worth clients), businesses, pension and profit‑sharing plans, foundations, and trusts. The firm delivers both discretionary investment management and fee‑for‑service planning, and it offers plan‑level services under ERISA §3(21) and §3(38) including investment monitoring and participant education.

The firm employs a mix of fundamental and technical analysis and commonly manages discretionary model portfolios for both individual and plan clients, with account reviews ranging from monthly to annual depending on service level. Clients may access an eMoney aggregation platform for a consolidated view of assets, and the advisory team includes multiple credentialed professionals (CPAs, CFPs, PFS, CFA, CAIA), which allows tax and accounting considerations to be folded into investment and planning work.

Noteworthy for a multi‑team firm of its size, Traphagen is affiliated with an accounting practice (Traphagen & Traphagen CPAs) and emphasizes integrated tax, accounting and estate‑planning services alongside investment advice. The brochure also discloses a 2024 SEC order resolving late Form 13F filings (settled with a penalty and remedial actions) and a trade‑error policy that donates net gains to charity while noting that certain employees and family members serve on that charity’s board, a relationship the firm identifies as a potential conflict of interest.