Transition Planning & Guidance, LLC

Transition Planning & Guidance, LLC provides financial consulting to individuals, businesses, trusts, and estates, with a client focus on people experiencing life transitions such as divorce, the loss of a spouse, career changes, sale of a business, retirement, and graduation. Services include estate planning advice, risk-management reviews, budgeting and cash-flow plans, retirement and education funding guidance, and recommendations on asset allocation and diversification without selling investment or insurance products.

The firm typically engages clients on a fixed-fee or hourly retainer basis and begins relationships with a fact-finding process to identify goals and develop written or verbal recommendations, with optional ongoing tracking of plan implementation. Rather than managing assets, TransitionPG may recommend up to three outside managers for clients to interview, assists with 401(k) allocation when requested, and does not take discretionary authority or custody of client accounts.

What's notable about the firm is its consulting-only model: TransitionPG explicitly does not manage client portfolios or assess percentage-of-assets fees and states it receives no compensation for manager referrals. The brochure also indicates the firm offers educational seminars or workshops and centers its practice on transition-related scenarios, a client niche that informs its planning approach.