Towson Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$25,975,514
Total clients
38
16% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
38
Average account size
$683,566
About
Towson Financial Advisors provides ongoing portfolio management and financial planning to individual and high‑net‑worth clients. The firm builds Investment Policy Statements for each client and generally invests in mutual funds, fixed‑income securities, equities, ETFs, annuities and non‑U.S. securities.
The firm applies modern portfolio theory and a long‑term trading approach, documents client risk tolerance in the Investment Policy Statement, and typically manages accounts on a discretionary basis. It conducts periodic (at least quarterly) account reviews, seeks equitable allocation of investment opportunities across clients, and delivers monthly custodian reports.
The brochure describes a small, single‑adviser practice managing roughly $21.6 million for a limited client base, and discloses that the firm’s principal also maintains accounting and insurance activities outside the advisory business; those non‑advisory services may create conflicts of interest but are disclosed and clients are not required to use them. The firm requires clients to use its chosen custodian (participating in TD Ameritrade’s institutional program) and may receive research or other soft‑dollar benefits through that arrangement.
Client services
Expertise
Fee options
$2,500 to $10,000 fixed fee for financial planning
$0 - $200,000: 2.00% $200,001 - $500,000: 1.75% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.25% $1,000,001+: 1.00%
$250 to $350 per hour
Most active in
Maryland
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")