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Townsend Wealth Management

Updated today

Total assets under management

$194,042,419

Total clients

179

34% high-net worth

Total advisors

2

of 3 employees

Firm size

Supported

1-3 advisors or $200M+ in AUM

Average clients per advisor

90

Average account size

$1,084,036

About

Townsend Wealth Management provides discretionary investment management and financial planning to individuals, trusts, charitable organizations, small businesses, and retirement plans, managing roughly $194 million across about 179 client accounts with a two-advisor team. The firm operates as a fiduciary and offers both comprehensive and situation-specific financial planning alongside portfolio management and retirement-plan advice.

Investment strategies are grounded in strategic asset allocation across U.S. large- and small-cap, international developed and emerging markets, and fixed income, implemented using a mix of actively managed mutual funds, ETFs, REITs, bonds, and individual securities. The firm documents client risk/return profiles in Investment Policy Statements, manages accounts on a discretionary basis, and employs operational practices such as block trading for ETFs to allocate average execution prices among clients.

A distinctive aspect of Townsend’s implementation is the explicit use of derivatives — including options — in separately managed accounts, which the brochure identifies as part of its toolkit in addition to traditional securities. The firm is fee-only (receiving no third-party compensation), relies on institutional custody and support services through Charles Schwab, and discloses procedures for handling employee trades and other potential conflicts.

Client services

Financial planning Portfolio management

Expertise

Wealth management Active portfolio management Retirement plans for business owners (SEP, solo 401k) Options & derivatives strategies

Fee options

Fixed

Comprehensive financial plans range from $2,500 to $5,000 depending on complexity; waived for investment management clients; situation-specific planning offered at no charge to investment clients

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $5,000,000: 0.65% $5,000,001 - $10,000,000: 0.50% $10,000,001 - $20,000,000: 0.35% $20,000,001+: 0.20%

Other

Account minimum: $500,000 Minimum fee: $2,500 per year for employer-sponsored retirement plans Fee-only: Firm is fee-only; 100% of revenue from client fees, no commissions

Main office location

Townsend Wealth Management

6867 Mountainbrook Dr, Ste 102

Columbus GA 31904, United States

Number of offices

1

Most active in

Alabama · Florida · Georgia · Louisiana · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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