Total Wealth Solutions

Founded in 2023 by an advisor with more than 20 years of financial-planning experience, the firm provides fee-based investment advisory and comprehensive wealth-planning services to individual and high‑net‑worth clients, with a noted client focus that includes physicians and engineers. Services include ongoing portfolio management, retirement and tax planning, estate planning, and tailored financial planning that can address business-owner needs and education funding.

The firm’s investment approach centers on strategic asset allocation with global diversification, combining strategic and tactical elements and drawing on behavioral, charting, fundamental, technical and cyclical analyses to tailor portfolios and rebalance as circumstances change. Portfolios may incorporate alternative investments — including private equity, global real estate, customized notes, and selective cryptocurrency recommendations for clients who understand and can tolerate high volatility — alongside tax-aware and capital-preservation considerations.

What stands out relative to peers is that the firm acts as sponsor and portfolio manager of a wrap-fee program made up entirely of no‑transaction‑fee positions, an arrangement relatively uncommon among supported firms. The firm is also affiliated with a national broker‑dealer/custodian and maintains insurance and broker‑dealer registrations, providing access to commissionable insurance and brokerage solutions while disclosing the potential conflicts those affiliations create.