T
Total Return Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$9,650,000
Clients
14
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
14
LowAverage account size
$689,286
About
The firm provides ongoing portfolio management and financial planning to individuals, family offices, trusts and estates, and small businesses. It develops client-specific plans using a Client Profile and Personal Financial Planning Profile and implements investment supervisory services across mutual funds, equities, bonds, ETFs, hedge funds, REITs, private placements and insurance products.
The firm’s investment approach combines fundamental, technical, charting and cyclical analysis and employs both long- and short-term trading guided by documented risk tolerances and time horizons. It typically operates under discretionary authority, conducts portfolio reviews at least quarterly, and requires clients to use the firm‑recommended custodian rather than accepting client‑directed brokers.
A distinctive aspect is that the firm’s principal also operates an accounting and tax practice and is licensed to sell life and health insurance, which the brochure discloses as a potential source of conflicts when commissionable insurance products are recommended. The firm does not select third‑party managers, does not participate in wrap programs or receive soft‑dollar benefits, and offers financial planning on fixed‑fee or hourly bases in addition to asset management.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
College savings (529s, UTMA, etc.)
Annuities
Occupation focus
Founder/Business Owner
Fee options
$500 to $1,500 for financial planning
$0 - $100,000: 1.50% $100,001 - $250,000: 1.25% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.90% $1,000,001 - $3,000,000: 0.75% $3,000,001+: 0.50%
$150 to $300 per hour
Account minimum: $75,000
Main office location
Total Return Capital
100 West Maple Rd
Linthicum Heights MD 21090, United States
Number of offices
1
Most active in
Total Return Capital has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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