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Torrey Growth & Income Advisors, LLC

Updated today

Client assets under management

$326,758,274

Clients

293

22% high-net worth

Advisors

4

of 5 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

73

High

Average account size

$1,115,216

About

Torrey Growth & Income Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts and estates, charitable organizations, and businesses. The firm manages roughly $328 million across about 293 client relationships and generally sets a $1,000,000 minimum for ongoing management, delivered by a four-person advisory team.

Portfolios are managed using a mix of strategic and tactical asset-allocation informed by fundamental and technical analysis, with financial plans developed in RightCapital to model outcomes and trade-offs. The firm routinely employs option-based strategies (covered calls, box spreads, cash‑secured puts), may use margin borrowing to implement client strategies, and includes private investments alongside public equities, fixed income, ETFs, and mutual funds.

Noteworthy distinctions disclosed in the brochure include legacy sponsorship of a wrap fee program that is closed to new clients, explicit use of derivatives and borrowing within separately managed accounts, and a recent expansion to include private investments whose valuations (and related advisory fees) rely on sponsor-reported information. The firm also discloses that certain associated persons offer legal services or act as independent real‑estate agents in their individual capacities and that one or more principals operate an outside consulting business, arrangements the firm says are supervised under its policies.

Client services

Financial planning Portfolio management

Expertise

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement withdrawal strategies Equity compensation tax strategy

Occupation focus

Founder/Business Owner Executive

Fee options

Percentage

$0 - $1,000,000: 1.100% annually for equity assets; 0.450% annually for fixed-income assets; 0.60% annually for private investments $1,000,001 - $5,000,000: 0.850% annually for equity assets; 0.400% annually for fixed-income assets; 0.55% annually for private investments $5,000,001 - $10,000,000: 0.675% annually for equity assets; 0.350% annually for fixed-income assets; 0.45% annually for private investments $10,000,001+: 0.500% annually for equity assets; 0.275% annually for fixed-income assets; 0.40% annually for private investments

Project-based

$250 per hour for financial planning services

Other

Account minimum: $1,000,000 Minimum fee: $1,500 minimum fee for financial planning services, waivable Fee-only: Financial planning charged at $250 per hour, with $1,500 minimum fee, some or all fees may be waived if engaging investment management services.

Main office location

Torrey Growth & Income Advisors, LLC

1233 Camino Del Mar

Del Mar CA 92014, United States

Number of offices

3

Most active in

California · District of Columbia · Florida · New Hampshire · New York · North Carolina · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kian H

Series 65

Del Mar, CA

Torrey Growth & Income Advisors, LLC

Kian Hoover is a financial advisor at Torrey Growth & Income Advisors, LLC with one year of industry experience. He holds a Series 65 designation and began his career at Torrey Growth & Income Advisors in 2024 after completing his studies at the University of Oregon. Torrey Growth & Income Advisors primarily serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and businesses. The firm offers discretionary investment management and modular financial planning, utilizing both fundamental and technical analysis alongside tactical asset allocation and various equity, ETF, fixed-income, and options strategies.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement withdrawal strategies Equity compensation tax strategy Founder/Business Owner Executive
user avatar

Zealan H

Series 65

Washington, DC

Torrey Growth & Income Advisors, LLC

Zealan Hoover is a financial advisor at Torrey Growth & Income Advisors, LLC with a Series 65 credential and one year of industry experience. Prior to entering the financial advisory field, he worked at the U.S. Environmental Protection Agency and McKinsey & Company. He is also the owner of Impact Strategies, LLC, a consulting firm focused on climate, energy, and environmental matters. Torrey Growth & Income Advisors primarily serves individual investors, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm provides discretionary investment management and modular financial planning services, employing both fundamental and technical analysis with an emphasis on tailored portfolio risk and asset allocation.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement withdrawal strategies Equity compensation tax strategy Founder/Business Owner Executive
user avatar

Sean P

Series 65

Charlotte, NC

Torrey Growth & Income Advisors, LLC

Sean Planchard is a financial advisor at Torrey Growth & Income Advisors, LLC with a Series 65 designation and one year of industry experience. Before joining Torrey Growth & Income Advisors, he worked at Fortress Private Ledger, LLC and has a background that includes roles at McKinsey & Company and Wyrick, Robbins, Yates & Ponton LLP. He is the founder and general partner of v96 Capital, a private investment firm, and serves as an outside advisor on the advisory board of Dealonomy, LLC, a tech-enabled business brokerage firm. Torrey Growth & Income Advisors serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and businesses. The firm provides discretionary investment management and modular financial planning, using both fundamental and technical analysis, tactical asset allocation, and a variety of investment instruments including equities, ETFs, fixed income, and options.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement withdrawal strategies Equity compensation tax strategy Founder/Business Owner Executive
user avatar

George H

Series 63, Series 65

Del Mar, CA

Torrey Growth & Income Advisors, LLC

George Hoover is a financial advisor with Torrey Growth & Income Advisors, LLC, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. He has been with Torrey Growth & Income Advisors since 2006. Torrey Growth & Income Advisors primarily serves individual investors, including high-net-worth clients, as well as trusts, estates, charitable organizations, and businesses. The firm offers discretionary investment management and modular financial planning, employing both fundamental and technical analysis, tactical asset allocation, and various equity, ETF, fixed-income, and options strategies.

Private / alternative investments Options & derivatives strategies Concentrated stock management Retirement withdrawal strategies Equity compensation tax strategy Founder/Business Owner Executive
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