Torchlight Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$48,247,962
Total clients
53
26% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
53
Average account size
$910,339
About
TorchLight Financial serves individual clients, including high‑net‑worth households, by offering comprehensive financial planning and portfolio management as well as standalone financial planning consultations. The firm is a state‑registered independent adviser operated by a single CFP®‑credentialed advisor and reports roughly $44.6 million in assets under management across about 57 client relationships.
The firm’s investment approach emphasizes long‑term, asset‑allocation driven portfolios constructed mainly with low‑cost exchange‑traded funds and mutual funds, with allocation and security selection tailored to each client’s risk tolerance and objectives. Accounts are generally managed on a discretionary basis with periodic reviews to monitor allocations, tax considerations, and updates to the financial plan.
What differentiates the firm from many peers is its provision of group educational workshops and customized presentations for employers and other organizations — services the brochure describes as general, non‑personalized financial education rather than individual advice. The practice pairs these public educational programs with one‑on‑one fiduciary advice delivered by a sole, CFP®‑credentialed practitioner.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
General tax planning
Fee options
Annual flat fee for ongoing Financial Planning Consultation Services
Hourly rate of $300 per hour, billed in 15-minute increments, for specified projects under Financial Planning Consultation Service
Account minimum: $5,000 minimum annual fee for WMIA Service Minimum fee: Minimum annual fee of at least $5,000 for Wealth Management Investment Advisory (WMIA) Service Fee-only: Fixed annual fees ranging from $5,000 to $30,000 for WMIA Service; Fixed fee project agreements ranging from $3,000 to $12,000 for Financial Planning Consultation Services
Main office location
Torchlight Financial
5201 Eden Avenue, Suite 300
Edina MN 55436, United States
Number of offices
1
Most active in
Torchlight Financial has reported serving >5 clients in these states in the last 12 months.
Minnesota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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