Top Private Wealth

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Client assets under management

$106,489,782

Clients

150

25% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

High

Average account size

$709,932

About

Top Private Wealth is a small independent registered investment adviser that serves individual clients, including high‑net‑worth households, across roughly 150 client relationships and manages about $106 million in assets. The firm provides discretionary investment management (charged on a percentage‑of‑AUM basis) and comprehensive financial planning offered as both project‑based and ongoing engagements.

The firm’s investment work emphasizes strategic asset allocation and a mix of passive and active vehicles, with portfolios constructed to reflect each client’s risk tolerance and long‑term objectives; securities are generally held for the long term, with tactical short‑term trading used as needed. Clients receive written financial plans, annual reviews, and ongoing monitoring, and may impose reasonable investment restrictions that the firm will seek to accommodate.

What is distinctive for a firm of this size is its affiliation with tax‑preparation businesses operated by the firm’s principals, making tax coordination and potential referral to in‑house tax services an explicit part of the service model (clients are not required to use those services). The firm also discloses that it may sell fee‑based annuities and receive ongoing compensation from annuity providers, and it communicates those arrangements to clients in its disclosures.

Client services

Financial planning Portfolio management

Expertise

Business sale tax planning College savings (529s, UTMA, etc.) Cash flow / budgeting

Occupation focus

Founder/Business Owner Executive

Demographic focus

HENRY (High Earners, Not Rich Yet)

Fee options

Fixed

Fixed fees for project-based financial planning ranging from $6,000 to $20,000; initial fee for comprehensive financial plan up to $20,000

Percentage

$0 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 0.50% $2,000,001 - $3,000,000: 0.25% $3,000,001+: 0.00%

Project-based

$400 per hour for project-based financial planning

Other

Fee-only: Investment management fees based on tiered percentage of assets under management; fixed fees for ongoing financial planning ($1,500-$5,000 quarterly or $500-$1,650 monthly); fixed fees for initial financial plan construction up to $20,000; fixed fees for project-based financial planning ($6,000-$20,000); hourly rate $400

Main office location

Top Private Wealth

703 Hebron Avenue

Glastonbury CT 06033, United States

Number of offices

Most active in

Connecticut · Maine

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

860-790-7992

Advisors at this firm

David T

CFP®, Series 66

Glastonbury, CT

Top Private Wealth

David Torres Onisto is a CFP® with 19 years of industry experience, currently serving as the sole advisor at Top Private Wealth. He has been affiliated with Private Advisor Group and LPL Financial since 2014. In addition to his advisory role, he owns and operates David Torres Tax Services, providing tax preparation services. Top Private Wealth is an independent registered investment adviser managing approximately $106 million across about 150 client relationships. The firm offers discretionary investment management and comprehensive financial planning, combining strategic asset allocation with both passive and active investment vehicles tailored to client risk tolerance and objectives.

Business sale tax planning College savings (529s, UTMA, etc.) Cash flow / budgeting Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet)

Eric P

CFP®, Series 63, Series 65

Glastonbury, CT

Top Private Wealth

Eric Powers is a CFP® with 17 years of industry experience. He is the owner of Top Private Wealth and has previously worked with Private Advisor Group, LLC and LPL Financial, LLC. Outside of his advisory role, he operates Powers Tax Preparation Services. Top Private Wealth is an independent registered investment adviser serving individual clients, including high-net-worth households, with discretionary investment management and comprehensive financial planning. The firm emphasizes strategic asset allocation using a mix of passive and active investments tailored to clients’ risk tolerance and objectives, and integrates tax-preparation services operated by its principals as part of its service model.

Business sale tax planning College savings (529s, UTMA, etc.) Cash flow / budgeting Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet)

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