Tonn Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$631,955
Total clients
0
Total advisors
1
of 1 employees
Firm size
Investment Manager
May not manage individual clients
Average clients per advisor
0
Average account size
—
About
Tonn Financial Planning provides investment management, financial planning, and retirement plan consulting to individuals (including non‑high‑net‑worth clients) as well as employer plan sponsors. The firm operates as a fee‑only registered investment adviser and offers discretionary asset management alongside project‑based and ongoing financial planning engagements, with no stated account minimum.
The firm’s investment approach is grounded in Modern Portfolio Theory and asset allocation, combining passive and active strategies and offering socially responsible (ESG) options when requested. It routinely employs model portfolios and outside managers and selects institutional custodial platforms while tailoring allocations and client‑imposed restrictions to individual circumstances.
Noteworthy about the firm is its explicit retirement plan consulting practice and its role as an ERISA fiduciary to plan sponsors, a service less commonly offered by peers in this category. The firm is a small, recently formed adviser and also discloses that its principal retains an insurance license but does not sell insurance products, a background that informs—but does not drive—its advisory scope.
Client services
Financial planning
Portfolio management
Expertise
Business sale tax planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Demographic focus
Mid-Career Professionals
Fee options
Project-Based Financial Planning fees range from $1,000 to $10,000; initial fee for ongoing planning up to $5,000.
$0 - $250,000: 0.90% $250,001 - $500,000: 0.80% $500,001 - $1,000,000: 0.70% $1,000,001 - $2,000,000: 0.60% $2,000,001+: 0.50%
Hourly charges reported in SEC Part 1 but no specific hourly rates detailed in brochure.
Ongoing Financial Planning fees range from $1250 to $2500 quarterly or $416.66 to $833.33 monthly.
Fee-only: Investment management and financial planning fees; fee-only firm, no commissions.
Main office location
Tonn Financial Planning
Littleton CO, United States
Number of offices
1
Most active in
Tonn Financial Planning has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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