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Tonjes Financial Group

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Client assets under management

$152,139

Clients

0

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

0

Average account size

—

About

Tonjes Financial Group is a fee‑only, fiduciary advisory firm that provides comprehensive financial planning and discretionary investment management for individuals, families, and business owners. Its services include retirement and education planning, tax‑aware strategy coordination, estate planning support, insurance analysis, and implementation assistance with outside professionals.

The firm constructs portfolios using model-based allocations informed by Modern Portfolio Theory, time‑horizon asset dedication, fundamental analysis of investment vehicles, and tax‑sensitive asset location, and it performs periodic rebalancing and reviews. For execution and scalable portfolio administration it leverages a third‑party turnkey manager (Advyzon Investment Management) and the AIM/Nucleus model marketplace, including access to tax overlay services and personalized index tools, while retaining oversight of strategy selection and suitability.

Tonjes Financial Group is notable for its common‑ownership affiliation with a separate tax and accounting practice (H&K Financial offered through TRBR, LLC), which the firm discloses and coordinates with under separate engagements. It also combines small‑firm, advisor‑level service with access to institutional third‑party platforms and offers both ongoing AUM management and hourly/project planning options, a mix that differs from many peers in its category.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

General retirement planning Retirement income strategy Social Security optimization College savings (529s, UTMA, etc.) Tax-loss harvesting

Occupation focus

Founder/Business Owner Retired

Demographic focus

Dual Income Family

Fee options

Percentage

$0 - $1,000,000: 1.25% per year $1,000,001 - $2,000,000: 1.00% per year $2,000,001 - $5,000,000: 0.85% per year $5,000,001+: 0.70% per year

Project-based

$275 per hour for current ongoing clients; $325 per hour for new or non-advisory clients

Other

Minimum fee: $6,000 minimum annual fee for ongoing investment management Fee-only: Fee-only advisory firm; no commissions or third-party payments

Main office location

Tonjes Financial Group

815 S Main St

Findlay OH 45840, United States

Number of offices

1

Most active in

More info

Ohio

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 4194237797

Advisors at this firm

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user avatar

Tammy T

PFS™

Findlay, OH

Tonjes Financial Group

Tammy Tonjes is an Investment Adviser Representative at Tonjes Financial Group and holds the PFS™ designation. She has been a CPA and Managing Member at H&K Financial since 2015, where she manages tax preparation and accounting services. In addition, she serves as Managing Member of Nado Properties, LLC, a real estate business. Tonjes Financial Group is a fee-only, fiduciary advisory firm serving individuals, families, and business owners. The firm offers comprehensive financial planning and investment management, utilizing model portfolios, tax-sensitive allocation, and third-party platforms to support its services.

General retirement planning Retirement income strategy Social Security optimization College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired Dual Income Family
user avatar

Bradley T

Series 65

Findlay, OH

Tonjes Financial Group

Bradley Tonjes is a financial advisor at Tonjes Financial Group with a Series 65 credential and no prior industry experience. Before joining Tonjes Financial Group in 2025, he worked at Owens Corning and has experience in administrative roles including at H&K Financial. Outside of advising, he owns and operates a residential real estate investment and leasing business. Tonjes Financial Group is a fee-only, fiduciary advisory firm serving individuals, families, and business owners. The firm uses model portfolios, tax-sensitive allocation, and both discretionary and non-discretionary management, supported by a third-party turnkey asset management platform and an affiliated tax and accounting practice.

General retirement planning Retirement income strategy Social Security optimization College savings (529s, UTMA, etc.) Tax-loss harvesting Founder/Business Owner Retired Dual Income Family
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