T
Tone Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$4,838,464
Total clients
22
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
22
Average account size
$219,930
About
Tone Financial Advisors serves individuals, families, churches and nonprofit institutions, offering discretionary investment portfolio management with quarterly reporting and an annual in‑person review. The firm manages non‑employer brokerage, IRA and Roth accounts through an independent custodian and also advises on employer‑sponsored retirement accounts when engaged.
The firm’s approach emphasizes a long‑term, asset‑allocation driven strategy documented in a personalized Investment Policy Statement, using diversification, periodic rebalancing, and broadly diversified mutual funds, index funds, and exchange‑traded products while avoiding market timing and most private or derivative investments. Clients may choose biblically‑responsible, socially‑responsible, or values‑neutral portfolios, and the adviser places stated client values ahead of pure performance when selecting specific investment vehicles.
Distinctive features include the explicit integration of a conservative Christian worldview and a biblical‑stewardship framework into investment selection and firm operations, including a Code of Ethics that commits at least 10% of gross income to selected charities. As a single‑advisor practice led by an adviser with a technology background who also operates a separate software business, the firm relies on a digital custodian platform and generally prefers that clients consolidate accounts under its management, with potential surcharges for externally held accounts.
Client services
Portfolio management
Demographic focus
Religious/faith focused
Fee options
1.00% annually equivalent (charged quarterly pro-rata)
Account minimum: $120,000 Minimum fee: $300 per quarter Fee-only: Fee-only investment management; no commissions, 12b-1 fees, rebates, kickbacks, or referral fees
Main office location
Tone Financial Advisors, LLC
Stoughton WI, United States
Number of offices
1
Most active in
Tone Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Wisconsin
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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