Tobias Financial Advisors

Chad Williamson is a CFP® professional with six years of industry experience. He is currently with Tobias Financial Advisors and has previously worked at Mariner Wealth Advisors, Koa Wealth Management, LPL Financial, The Wealth Consulting Group, and Fides Wealth Strategies Group. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, corporations, and other entities with comprehensive wealth management and stand-alone investment management services. The firm emphasizes long-term, globally diversified portfolios and incorporates AI-driven tools alongside human oversight in its investment process.

Marianela Collado is a CFP® and PFS™ credentialed advisor with 10 years of industry experience. She has been with Tobias Financial Advisors since 2015. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, corporations, and other entities with wealth management, investment management, financial planning, retirement plan advisory, and related tax-preparation and trustee services. The firm emphasizes long-term, globally diversified portfolios and uses AI-driven tools alongside human oversight to guide investment decisions.

Yesenia Realejo is a CFP® and holds a Series 66 license with nine years of industry experience. She has worked at Tobias Financial Advisors since 2017 and previously spent two years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, corporations, and other entities with wealth management, investment management, financial planning, retirement plan advisory, and related tax-preparation and trustee services. The firm emphasizes long-term, globally diversified portfolios with discretionary management guided by Investment Policy Statements and uses AI-driven tools alongside human oversight in its investment process.

Charles Nesmith is a CFP® and CFA® with 12 years of experience in financial advisory. He has worked at Tobias Financial Advisors since 2021 and previously held roles at Berman Capital Advisors, Wealth Partners/Yovar Wealth Partners, AXA Advisors, and Integer Wealth Advisors Group. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, corporations, and other entities with wealth management, investment management, financial planning, retirement plan advisory, and related tax-preparation and trustee services. The firm focuses on long-term, globally diversified portfolios using mutual funds, ETFs, and individual securities, supported by AI-driven research tools alongside human oversight.

Edzai Chimedza is a CFP® and Series 65 licensed advisor with four years of industry experience. He has worked at Tobias Financial Advisors since 2019 and previously held roles at Mercer Global Advisors Inc. and Traust Sollus Wealth Management. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, corporations, and other entities with a range of wealth management, investment management, financial planning, and related services. The firm emphasizes long-term, globally diversified portfolios with discretionary management guided by Investment Policy Statements and supplements its research with AI-driven tools.

Francheska Ruiz is a CFP® and Series 66-licensed advisor with eight years of industry experience. She has worked at Tobias Financial Advisors since 2025 and previously held roles at Bank of America, Merrill Lynch, Franklin Templeton Investments, and Guarantee Insurance Company. Ruiz also has an academic background from the University of Florida. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, corporations, and other entities with wealth management, investment management, financial planning, retirement plan advisory, tax-preparation, and trustee services. The firm emphasizes long-term, globally diversified portfolios with discretionary management guided by Investment Policy Statements and incorporates AI-driven tools alongside human oversight in its investment process.

Ursula Auger is a CFP®, CFA®, and Series 63 credentialed advisor at Tobias Financial Advisors with nine years of industry experience. She previously worked at PlanWYZ Inc, Keating Investment Counselors, Castle Wealth Management, and Nylife Secs/The Bridge Group. Ms. Auger serves as the Executive Director of the CFA Society of South Florida, a nonprofit organization. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, corporations, and other entities with wealth management, investment management, financial planning, retirement plan advisory, and related tax-preparation and trustee services. The firm emphasizes long-term, globally diversified portfolios primarily implemented with mutual funds, ETFs, and individual securities, supported by AI-driven research and human oversight.

Franklin Gay IV is a CFP® professional with six years of experience in the financial advisory industry. He has worked at Tobias Financial Advisors since 2020 and previously spent three years at Zehnder Wealth Management. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, corporations, and other entities with wealth management, investment management, financial planning, and related services. The firm emphasizes long-term, globally diversified portfolios and incorporates AI-driven tools alongside human oversight in its investment approach.

Matthew Saneholtz is a CFP® and CFA® with 17 years of industry experience. He has been with Tobias Financial Advisors since 2005. Tobias Financial Advisors serves individuals, retirement plans, trusts, estates, and corporations with wealth management, investment management, financial planning, retirement plan advisory, and related tax-preparation and trustee services. The firm emphasizes long-term, globally diversified portfolios managed under Investment Policy Statements, incorporating both traditional and alternative investments with the support of AI-driven research tools.