Toams Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$108,836,692
Clients
620
5% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
620
Very HighAverage account size
$175,543
About
Toams Financial provides discretionary investment management and financial planning to individual and high‑net‑worth clients, managing approximately $108.8 million on behalf of about 620 clients. Its services include customized portfolios built from individual stocks, ETFs (including the Let Bob AI Powered Momentum ETF, LETB), bonds, structured notes, and ongoing planning and consulting.
The firm follows a primarily long‑term investment approach that integrates fundamental, technical, cyclical, behavioral and charting analysis, while remaining willing to trade more short‑term to meet client objectives or market conditions. Toams Financial also incorporates emerging‑technology tools and the Let Bob smart‑charting platform in its research and monitoring processes.
Noteworthy differences from many peers include an unusually high client count per advisor relative to similarly supported firms and disclosed business ties to Let Bob LLC (including a firm interest that results in revenue from LETB). The brochure also discloses ancillary activities — licensed insurance sales that generate commissions, participation in a custodial program that provides non‑custodial benefits, and an advertising arrangement with SmartVestor — each of which the firm says it manages through its policies.
Client services
Financial planning
Portfolio management
Expertise
ESG / Sustainable investing
Fee options
up to 2.50% annually (negotiable, based on factors such as complexity, asset level, and relationship)
Account minimum: $10,000 Fee-only: up to $30 per month for ongoing financial planning services; negotiable fees for stand-alone financial planning services
Main office location
Toams Financial
1901 University Blvd W
Jacksonville FL 32217, United States
Number of offices
1
Most active in
Toams Financial has reported serving >5 clients in these states in the last 12 months.
Colorado · Florida · Georgia · New York · North Carolina · Tennessee · Texas · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
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Website
(904) 733-5321
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