TL-B Capital Management

TL-B Capital Management is a single-advisor, independent registered investment adviser that offers discretionary portfolio management and ongoing monitoring to individuals, high‑net‑worth clients, and charitable organizations. The firm prepares an Investment Policy Statement for each client and reports account holdings and fee calculations monthly (with separate written statements at least quarterly).

The firm generally limits advice to mutual funds, equities, and ETFs and employs cyclical, fundamental, and technical analysis across both long‑term and short‑term trading strategies. It operates with discretionary trading authority, requires clients to use Schwab Institutional as custodian, and documents risk tolerances and investment decisions in client Investment Policy Statements.

Several characteristics in the brochure are atypical for a solo independent adviser: the inclusion of charitable organizations among client types, an account minimum and an average AUM per client that indicate a focus on HNW rather than smaller retail investors, and an explicit disclosure that the principal also serves as Vice‑President of Grand Jean Capital. The brochure also notes practices that affect execution and risk — for example, the firm does not aggregate block trades for multiple clients and indicates willingness to use borrowing in separately managed accounts — items that prospective clients may want to discuss in more detail.