Timber Creek Capital Management, LLC logo

Timber Creek Capital Management, LLC

Updated today

Client assets under management

$636,827,527

Clients

46

78% high-net worth

Advisors

3

of 4 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

15

Very Low

Average account size

$13,844,077

About

Timber Creek Capital Management provides discretionary investment management and related financial and estate planning to individuals, trusts, retirement plans, charitable organizations and business entities. The firm generally requires a minimum portfolio size of $2 million and manages a relatively small client roster, indicating a primary focus on high‑net‑worth and institutional relationships rather than mass‑market retail accounts.

The firm follows a long‑term, fundamentals‑based investment approach that blends growth and value equity selection with an asset‑allocation discipline tied to indicators of long‑term market valuations; portfolios are actively rebalanced to adjust stock and bond exposure as valuations change. Timber Creek emphasizes diversification across asset classes, geography, sectors and individual securities, selects laddered fixed‑income instruments, and selectively incorporates alternative and hard‑asset investments while attending to tax implications and coordinated planning with clients’ other advisers.

Distinctive operational features include a compact, owner‑managed advisory team overseeing over $600 million in discretionary assets for about 46 client relationships, which supports concentrated, customized portfolios and hands‑on oversight. The firm discloses that principals invest alongside clients, uses multiple bond dealers for execution, receives custodial software and support, maintains a formal proxy‑voting committee, and does not engage in referral‑fee arrangements — practices and governance details that may differ from larger, more transactional peers.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Wealth management Multi-generational wealth transfer Charitable giving & philanthropy

Fee options

Percentage

$0 - $2,000,000: 1.00% $2,000,001 - $4,000,000: 0.95% $4,000,001 - $6,000,000: 0.90% $6,000,001 - $8,000,000: 0.85% $8,000,001 - $10,000,000: 0.80% $10,000,001 - $20,000,000: 0.75% $20,000,001+: 0.50%

Other

Account minimum: $2,000,000 Fee-only: Fees are solely based on the investment management services charged as a percentage of AUM; no commissions received.

Main office location

Timber Creek Capital Management, LLC

44 School Street, Suite 410

Boston MA 02108, United States

Number of offices

1

Most active in

Massachusetts · Pennsylvania · Rhode Island

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

John B

CFA®, Series 65

Boston, MA

Timber Creek Capital Management, LLC

John Brennecke is a CFA® charterholder and holds a Series 65 license with 17 years of industry experience. He has been with Timber Creek Capital Management, LLC since 2008. The firm provides discretionary investment management and wealth-planning services to individuals, trusts, retirement plans, charitable organizations, and business entities, managing approximately $549 million across about 47 client relationships. Timber Creek employs a long-term, valuation-driven investment approach focused on asset allocation, diversification, and periodic portfolio reviews.

Wealth management Multi-generational wealth transfer Charitable giving & philanthropy
user avatar

Brendan C

Series 65

Boston, MA

Timber Creek Capital Management, LLC

Brendan Clune is a financial advisor at Timber Creek Capital Management, LLC with eight years of industry experience. He holds a Series 65 designation and has worked at firms including Fidelity Investments, Morgan Stanley, and Grant Thornton. Timber Creek Capital Management provides discretionary investment management and wealth-planning services to individuals, trusts, retirement plans, charitable organizations, and business entities. The firm follows a long-term, valuation-driven investment approach with an emphasis on diversification and periodic portfolio review.

Wealth management Multi-generational wealth transfer Charitable giving & philanthropy
user avatar

Thomas B

Series 65

Boston, MA

Timber Creek Capital Management, LLC

Thomas Brennecke is a financial advisor at Timber Creek Capital Management, LLC in Boston, MA, holding a Series 65 designation with 17 years of industry experience. He has been with Timber Creek Capital Management since 2008. Timber Creek Capital Management provides discretionary investment management and wealth-planning services to individuals, trusts, retirement plans, charitable organizations, and business entities. The firm employs a long-term, valuation-driven investment approach focused on asset allocation, diversification, and risk management, serving a selective client base with portfolios constructed from individually selected equities, fixed income, and alternative holdings.

Wealth management Multi-generational wealth transfer Charitable giving & philanthropy
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