Tidmore Retirement Planning Specialists

Tidmore Retirement Planning Specialists advises qualified retirement plan sponsors and individual investors, providing plan-level fiduciary services, ERISA 3(38) discretionary management, participant education, and individualized asset management and financial planning for IRAs and non‑qualified accounts. The firm also performs custodian searches and offers co‑advisory and sub‑advisory arrangements with other registered investment advisers.

The firm describes an investment process that uses fundamental, technical, cyclical, and charting analysis to build asset allocations and implement tactical asset allocation adjustments; it prepares and annually reviews Investment Policy Statements, monitors investment lineups, rebalances portfolios, and delivers quarterly reporting. For plan clients it conducts fiduciary due diligence, supports or helps establish investment committees and charters, and can replace or monitor core lineup investments on an ongoing basis.

Compared with many firms of this size, the ADV discloses a broader set of business relationships and institutional touchpoints: it operates co‑advisory agreements with other advisers, discloses that its principals act as licensed insurance agents and sell insurance products, and describes services and disclosures consistent with serving other advisers and institutional plan sponsors. That combination of plan‑level 3(38) work, co‑advisory arrangements, and affiliated insurance and consulting activities is less common among peer supported firms.