Thrivent Advisor Network, LLC

Thrivent Advisor Network, LLC provides investment advisory services to individuals (including high‑net‑worth clients), families, trusts, estates, businesses, retirement plans and charitable organizations through a network of advisory persons. Services include discretionary and non‑discretionary portfolio management (wrap and non‑wrap), financial planning and retirement‑plan advisory, along with implementation options such as fee‑based annuities, 529 accounts and access to independent managers and model portfolios.

The firm’s investment approach is primarily long‑term focused; advisory persons build customized asset allocations that typically use low‑cost mutual funds and ETFs, individual fixed‑income securities, and, where appropriate, alternative investments or legacy positions, and they oversee any independent managers engaged for client mandates. Advisory persons work directly with clients to establish goals, risk tolerance and account restrictions, monitor accounts on an ongoing basis with formal reviews at least annually, and custody and execution are arranged through third‑party custodians such as Fidelity and Schwab.

What distinguishes TAN from many enterprise peers is its integration into the broader Thrivent group—TAN is a subsidiary of Thrivent Financial for Lutherans and works alongside affiliated entities that include an asset manager, broker‑dealer, trust company and an affiliated banking institution. That structure offers in‑house investment and insurance product options (including Thrivent mutual funds/ETFs and Thrivent Charitable donor‑advised funds) but also gives rise to conflict‑of‑interest considerations (for example, advisory persons who are registered representatives or insurance producers), which the firm discloses and addresses through training and supervisory procedures.