Thrive Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$44,260,724
Total clients
78
46% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
78
Average account size
$567,445
About
Thrive Financial Planning serves individuals, high-net-worth individuals, and small businesses with ongoing portfolio management and financial planning services. The firm offers both discretionary asset management and view‑only advisory monitoring through a secure online platform, and also provides limited accounting and tax preparation services to clients.
Investment work is grounded in strategic asset allocation and a long‑term buy‑and‑hold approach, with ongoing portfolio review and rebalancing to maintain target risk exposures. Portfolios are implemented primarily using no‑load institutional mutual funds and other broadly diversified instruments, with fee schedules billed as a percentage of assets under management.
Notable distinctions include the firm principal’s dual CPA and CFP credentials and the practice of offering tax preparation and related accounting services to advisory clients, which the brochure states are billed separately. The firm also emphasizes access to institutional share classes not available to retail investors and participates in a Schwab Institutional program that provides certain custodial and business services to the adviser.
Client services
Financial planning
Portfolio management
Portfolio advisory services
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
Wealth management
Fee options
Flat fees for investment policy statements, financial analysis, retirement projections, tax projections range from $300 to $3,000
$0 - $4,000,000: 1.00% annually (Assets Under Management) $0 - $4,000,000: 0.75% annually (Assets Under Advisory)
$300 per hour for consultations
Ongoing financial planning fees paid in advance monthly or quarterly; fees may vary by individual circumstances
Fee-only: One-time financial plans: $2,500 to $5,000; Flat fees for specific services: $300 to $3,000; Hourly consultation: $300/hour; Ongoing financial planning fees paid monthly or quarterly (amount varies)
Main office location
Thrive Financial Planning
5170 Golden Foothill Parkway, Suite 201
El Dorado Hills CA 95762-9608, United States
Number of offices
1
Most active in
Thrive Financial Planning has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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