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Thoughtful Wealth Advisory LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
The firm offers discretionary asset management, ERISA retirement-plan advisory services in a 3(21) capacity, and financial planning and consulting including retirement projections and topic-specific plans. It documents client goals, prepares investment policy statements, and provides periodic monitoring and reporting, though it currently reports no client assets under management or individual client accounts.
The firm typically manages portfolios using a mix of fundamental and technical analysis with both long- and short-term strategies and may subscribe to third‑party model portfolios through a model marketplace on its chosen custodian platform. Compensation is primarily charged as a percentage of assets under management (a common approach for its peer group), but the firm also offers fixed and hourly fees for planning and may pass through platform or model fees to clients.
Distinctive aspects include providing pension consulting as an ERISA 3(21) advisor—a relatively uncommon service among similar investment managers—and maintaining an affiliated insurance business whose agents receive commissions, a relationship the brochure discloses as a potential conflict of interest. The firm also operates related services (college‑funding programs and a separate spiritual‑guidance practice) and requires use of its selected brokerage/custody platform, which affects execution and access to model portfolios.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Income planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
$495 flat fee for retirement projection financial planning services.
$0 - $2,500,000: 1.15% annually $2,500,000.01+: 0.85% annually
$150 per hour for financial planning services on individual topics.
Main office location
Thoughtful Wealth Advisory LLC
Abiquiu NM, United States
Number of offices
1
Most active in
Thoughtful Wealth Advisory LLC has reported serving >5 clients in these states in the last 12 months.
New Mexico
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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