Third Stanza Group

Third Stanza Group provides fee-based comprehensive financial planning and discretionary investment advisory services, including custom portfolio management and qualified retirement plan consulting for plan sponsors. The brochure states the firm manages portfolios using a tactical allocation strategy and may use a wide range of instruments—such as listed and over‑the‑counter securities, mutual funds, options, municipal and government securities, and interests in real estate partnerships—to pursue client objectives.

The firm’s investment approach emphasizes tactical asset allocation intended to reduce risk and potentially enhance performance, and it employs fundamental, technical and cyclical analysis in portfolio construction and trading. Third Stanza Group generally manages accounts on a discretionary basis, may use cash positions as a hedge, and provides plan-level consulting services (including IPS development and quarterly reporting) for qualified retirement plans.

Distinctive aspects relative to peers include a very small reported asset base ($38,200) and a single client relationship as of the filing, rather than the broader mix of individual or high‑net‑worth retail clients common among supported firms. The brochure also discloses that the managing members have material outside activities—one participates in an employee stock purchase plan at a publicly traded semiconductor company and the other acts as an independent insurance producer and is a full‑time student—which the firm identifies as potential conflicts and addresses through disclosure and its Code of Ethics.