The Wealth Conservatory

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Client assets under management

$136,672,370

Clients

121

48% high-net-worth

Advisors

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Typical

Average account size

$1,129,524

About

The Wealth Conservatory serves individuals (including high-net-worth clients), trusts, estates, charitable organizations, corporations, and business entities with comprehensive financial planning, consulting, wealth management, and educational workshops and seminars. Clients engage the firm under written agreements and may choose one-time planning engagements or ongoing advisory memberships.

The firm functions primarily as an investment consultant rather than an analyst of individual securities, generally allocating assets to mutual funds and ETFs while employing Modern Portfolio Theory and a systematic, academic approach to asset allocation and rebalancing. It emphasizes access to institutional share classes and restricted funds, implements frequent rebalancing and opportunistic tax-loss harvesting, and manages portfolios on a discretionary basis across multiple custodians.

Operating with three advisors and roughly $138 million in discretionary AUM across about 121 clients, The Wealth Conservatory offers an Investment Steward membership that includes consolidated quarterly reporting, an online portfolio database, and automatic calculation and execution of required minimum distributions—services that are less common among peers of similar size. The firm also offers fee-only planning on a fixed or hourly basis in addition to its asset-based wealth management and does not accept authority to vote client proxies.

Client services

Financial planning Portfolio management

Expertise

Cash flow / budgeting Debt management Tax-loss harvesting General retirement planning College savings (529s, UTMA, etc.)

Fee options

Fixed

Up to $15,000 fixed fee for financial planning and consulting, negotiable

Percentage

$0 - $1,000,000: 1.00% annually $1,000,001 - $3,000,000: 0.50% annually on next $2,000,000 $3,000,001 - $5,000,000: 0.30% annually on next $2,000,000 $5,000,001+: 0.15% annually above $5,000,000

Project-based

Up to $300 per hour, negotiable

Other

Minimum fee: Minimum fee amount depends on membership level selected; specific minimum amounts not stated Fee-only: Fee-only basis including hourly, fixed fees, and AUM fees

Main office location

The Wealth Conservatory

29 School Street

Lebanon NH 03766, United States

Number of offices

Most active in

California · Missouri · New Hampshire · North Carolina · Texas · Vermont

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website 800-472-1844

Advisors at this firm

Steven B

CFP®, Series 65

Plymouth, CA

The Wealth Conservatory

Steven Bell is a CFP® with 16 years of industry experience, currently serving at The Wealth Conservatory in Plymouth, CA. He has been with Comprehensive Planning Associates, Inc. since 2009. The Wealth Conservatory provides comprehensive financial planning, consulting, and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a fee-only, passive investment approach based on Modern Portfolio Theory, emphasizing systematic rebalancing, tax-loss harvesting, and cost-effective asset allocation.

Cash flow / budgeting Debt management Tax-loss harvesting General retirement planning College savings (529s, UTMA, etc.)

John H

CFP®, Series 63, Series 65

Lebanon, NH

The Wealth Conservatory

John Hutchins is a CFP® with 31 years of industry experience, currently affiliated with The Wealth Conservatory in Lebanon, NH. He has been with Comprehensive Planning Associates since 1995. The Wealth Conservatory serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities by providing comprehensive financial planning, consulting, wealth management, and educational workshops. The firm uses a fee-only model with a focus on passive, academic investment strategies, systematic rebalancing, and tax-loss harvesting.

Cash flow / budgeting Debt management Tax-loss harvesting General retirement planning College savings (529s, UTMA, etc.)

Daniel J

CFP®, Series 63, Series 65

Lebanon, NH

The Wealth Conservatory

Daniel Johnson III is a CFP® with 13 years of industry experience, currently serving at The Wealth Conservatory in Lebanon, NH. His prior roles include positions at Comprehensive Planning Associates, Inc., Refocus Financial Planning, and Parsec Financial Management Inc. Outside of his advisory work, he manages rental property finances and tenant communications. The Wealth Conservatory provides comprehensive financial planning and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a fee-only, passive investment approach focused on asset allocation, systematic rebalancing, and tax-loss harvesting.

Cash flow / budgeting Debt management Tax-loss harvesting General retirement planning College savings (529s, UTMA, etc.)

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