The Wealth Collaborative
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$1,399,060
Total clients
13
0% high-net worth
Total advisors
2
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
7
Average account size
$107,620
About
The Wealth Collaborative primarily serves individual clients and small employer plans, delivering discretionary investment management, comprehensive financial planning (both project-based and ongoing Wealth Strategy), and retirement plan consulting, along with educational seminars and speaking engagements. As a two-advisor, fee-only firm it reports about $1.4 million in discretionary assets across a small roster of roughly 13 client relationships.
The firm develops individualized investment policies and asset allocation targets based on client goals, risk tolerance, and tax considerations, and typically implements portfolios on a discretionary basis. TWC combines passive portfolio construction with fundamental and cyclical analysis, and it routinely uses Outside Managers and model portfolios (including XYPN Invest models) as part of its implementation options.
Distinctive features include the firm’s active provision of public and group educational seminars—a service relatively uncommon among peers—and its status as a recently founded, boutique practice (established December 2023) with a client base concentrated in non-high-net-worth individuals. The Wealth Collaborative also emphasizes tailored engagement formats, offering both one-time project planning and ongoing wealth strategy relationships and accommodating reasonable client-imposed investment restrictions.
Client services
Expertise
Fee options
Wealth Strategy services: $6,000 - $24,000 annually; Project-Based Financial Planning: $4,000 - $60,000 fixed fees; Educational Seminars: $0 to $15,000 per seminar.
$0+: 0.50% to 1.50% $0+: 0.50% (Retirement Plan Consulting)
$250 per hour for Project-Based Financial Planning
Fee-only: Investment Management and Retirement Plan Consulting fees are asset-based; Wealth Strategy fees are fixed ($6,000 - $24,000 annually); Project-Based Financial Planning fees are fixed ($4,000 - $60,000) or hourly ($250/hour); Educational Seminars fees range from $0 to $15,000 per seminar.
Main office location
The Wealth Collaborative
Lake Saint Louis MO, United States
Number of offices
2
Most active in
California · Missouri
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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